This type of business liability insurance is important for all Utah businesses. It covers common third-party risks, and it's required by most commercial leases.
This liability policy, also called errors and omissions insurance (E&O), protects Utah businesses that provide professional services or advice. It covers lawsuits related to work performance.
This policy covers financial losses from data breaches and cyberattacks. It's recommended for Utah businesses that handle credit card numbers and other sensitive data.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of business insurance.
Workers’ comp insurance is required for all Utah businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in Utah. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which business insurance coverage you need. These policies are required everywhere in Utah, from Salt Lake City to St. George.
This policy covers medical costs for work-related injuries and illnesses, and provides injured Utah workers with disability benefits. It also shields employers from legal costs in the event of a workplace injury.
All business-owned vehicles in Utah must be covered by commercial auto insurance. This policy covers the cost of accidents involving work vehicles.
Utah’s minimum requirements for auto liability insurance and personal injury protection are:
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to commercial general liability insurance or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill Utah's requirements and your business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Utah, insurance agencies, agents, and brokers are licensed by the Utah Insurance Department. Insureon is licensed in Utah as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 348260) and for surplus lines (license number 412115). You can verify our licensure with the Sircon Corp. Verification System by selecting Utah, agency, and then entering either of our Utah state license numbers.