Utah employers are required to carry workers' compensation insurance, with a few exceptions. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in Utah must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
Utah’s commercial auto insurance requirements are:
This policy is important for all Utah businesses. It covers common risks, including customer property damage and injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance, protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and missed deadlines.
This policy helps Utah businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
This policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for a Utah business.
Workers’ compensation insurance is required for Utah businesses that have employees. It can cover medical costs for work injuries and illnesses.
This policy is required for business-owned vehicles in Utah. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
In Utah, insurance agents, agencies, and brokers are licensed by the Utah Insurance Department. Insureon is licensed in Utah as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 348260) and for surplus lines (license number 412115). You can verify our licensure with the Sircon Corp. Verification System by selecting Utah, Agency, and then entering either of our Utah state license numbers.