Business Insurance for Plumbers

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Save money by comparing plumbing business insurance quotes

From a plumber injuring his back to water damage at a client’s home, your small business could face medical bills, lawsuits, and more. Protect it with insurance policies designed for plumbers.

One application, multiple quotes

Plumbers and plumbing contractors can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of business insurance do plumbers need?

These policies provide coverage for the most common plumbing risks.

General liability insurance

This policy covers common plumbing risks, such as property damage caused while carrying a pipe through a client’s home. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for plumbing businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by a plumber’s vehicle, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a plumber’s pipe cutters, blowtorches, and other tools and equipment that is lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for plumbers?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Plumbing services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do plumbers need insurance?

As a commercial or residential plumbing professional, every new project introduces potential liability. An employee could sustain an injury while soldering pipes, or a customer could sue over water damage. Plumber insurance covers medical bills, lawsuits, and other expenses that might otherwise place a tremendous burden on your business.

Compare insurance quotes for plumbers

Save money by comparing insurance quotes from multiple carriers.