With some exceptions, South Carolina state law requires businesses with four or more employees, full-time or part-time, to carry workers’ compensation insurance. This policy covers medical bills for work injuries and illnesses.
All business-owned vehicles in South Carolina must be covered by commercial auto insurance. Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
South Carolina's commercial auto insurance requirements are:
In South Carolina, insurance agents, agencies, and brokers are licensed by the South Carolina Department of Insurance. Insureon is licensed in South Carolina as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance.
You can verify our licensure with the National Association of Insurance Commissioners by selecting South Carolina, licensee, business entity, and then entering our state license number, 1907716059.