A botched skin treatment or allergic reaction to a beauty product could lead to a lawsuit. Safeguard your day spa with policies that address the specific risks of massage and skin care.
These policies provide coverage for the most common risks of day spas.
Note: Insureon cannot provide quotes for professional liability insurance for day spas, also called malpractice insurance.
This policy provides coverage for basic day spa risks, such as a customer slipping while coming out of the sauna. Bundle with commercial property insurance for savings in a BOP.
This policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective commercial insurance policies for day spas.
Professional liability insurance for day spas covers lawsuits related to work performance, such as a customer claiming poor results from a facial.
Workers’ compensation insurance is required in almost every state for day spas that have employees. It can cover medical costs for work-related injuries.
At any spa, a customer could slip in a mineral bath or have an allergic reaction to a rejuvenating product. Day spa insurance helps cover medical expenses, the cost of repairing damaged property, lawsuits from dissatisfied customers, and more. Medical spas that offer physician-supervised procedures like injections, laser treatments, and fillers may require additional insurance.