A botched skin treatment or allergic reaction to a beauty product could lead to a lawsuit. Safeguard your day spa with policies that address the specific risks of massage and skin care.
These policies provide coverage for the most common risks of day spas.
This policy provides coverage for basic day spa risks, such as a customer slipping while coming out of the sauna. Bundle with commercial property insurance for savings in a BOP.
This policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective commercial insurance policies for day spas.
Professional liability insurance for day spas covers lawsuits related to work performance, such as a customer claiming poor results from a facial.
Workers’ compensation insurance is required in almost every state for day spas that have employees. It can cover medical costs for work-related injuries.
At any spa, a customer could slip in a mineral bath or have an allergic reaction to a rejuvenating product. Day spa insurance helps cover medical expenses, the cost of repairing damaged property, lawsuits from dissatisfied customers, and more. Medical spas that offer physician-supervised procedures like injections, laser treatments, and fillers may require additional insurance.
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