An adverse reaction to a chemical peel, a waxing burn, or any number of risks could seriously harm your business. Insurance for estheticians protects against legal fees, medical bills, and more.
These policies provide coverage for the most common esthetician risks.
This policy covers basic esthetician risks, such as a client tripping in your office and breaking an arm. Bundle with commercial property insurance for savings in a BOP.
A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective commercial esthetician insurance policies.
This policy for estheticians is also called E&O insurance. It covers lawsuits related to work performance, such as a customer who claims a facial did not deliver promised results.
Most states require workers' comp for skin care clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
As an esthetician, you help your customers look and feel their best. But due to the nature of cosmetic procedures, lawsuits are a real risk. Whether you work in a group or as an independent contractor, esthetician insurance can help you survive legal costs from a dissatisfied client or other cause.