Business Insurance for Massage Therapists

Compare multiple quotes from top carriers with one application.
Massage Therapist
Massage therapist with a client.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for massage therapists

If a customer claims that your massage or bodywork caused injury, your business could face major consequences. Insurance for massage therapists helps cover legal expenses, medical bills, and more.

Massage therapist giving client a massage.
Cursor pointing on laptop screen

One application, multiple quotes

Insureon helps massage therapists compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do massage therapists need?

These policies provide coverage for the most common risks of massage therapy.

General liability insurance icon

General liability insurance

This policy covers common massage therapy risks, such as a client slipping on spilled massage oil. Bundle with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for a masseur.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for massage therapists covers lawsuits related to work performance, such as a client’s claim that your deep tissue massage aggravated a back injury.

  • Claims that a massage caused harm
  • Failure to produce promised bodywork results
  • Missed appointments
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for massage therapy businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

Why do massage therapists need business insurance?

Your practice faces the risks of any small business, from property damage to workplace injury. Massage therapy also brings its own risks, such as clients who are allergic to massage oil, or claims that a massage caused injury. Massage and bodywork insurance helps cover lawsuits, medical bills, and more.

How much does insurance cost for massage therapists?

Person doing calculations with a hair dryer and a chart in the background.

Several factors will have an impact on bodywork insurance costs, including:

  • Massage services offered, such as Swedish and shiatsu
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo

Top personal care businesses we insure

Don't see your profession? Don't worry.
We insure most businesses.

Compare insurance quotes for massage therapists
Save money by comparing insurance quotes from multiple carriers.
Massage Therapist