If a customer claims that your massage caused an injury, your business could face major consequences. Massage and bodywork insurance provides peace of mind and financial protection against lawsuits, injuries, and accidents.
These insurance policies cover the most common risks of massage therapy.
A general liability insurance policy covers basic third-party risks, such as a client slipping on spilled massage oil. It’s often the first policy purchased by a massage business.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective type of commercial insurance for a masseur.
This policy covers legal costs related to work performance, such as a client’s claim that your deep tissue massage aggravated a back injury. It's also called errors and omissions insurance (E&O) or malpractice insurance.
Most states require workers' comp for massage therapy businesses that have employees. It also protects sole proprietors from work-related medical bills that health insurance might deny.
Cyber insurance covers costs related to data breaches and cyberattacks. It's strongly recommended for massage therapists who handle credit cards and other personal information.
Commercial auto insurance covers the cost of accidents involving a vehicle owned by a massage therapy business. Most states require this coverage for vehicles owned by a business.
It's easy to get massage liability insurance and property insurance with Insureon if you have your business information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance as proof of insurance in three easy steps:
Our licensed insurance agents work with top-rated U.S. carriers to find coverage that fits your business needs, whether you work independently or hire employees.