Business Insurance for Massage Therapists

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Save money by comparing insurance quotes for massage therapists

If a customer claims that your massage or bodywork caused injury, your business could face major consequences. Insurance for massage therapists helps cover legal expenses, medical bills, and more.

Massage therapist giving client a massage.
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One application, multiple quotes

Insureon helps massage therapists compare quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do massage therapists need?

These policies provide coverage for the most common risks of massage therapy.

General liability insurance icon

General liability insurance

This policy covers common massage therapy risks, such as a client slipping on spilled massage oil. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for a masseur.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for massage therapists covers lawsuits related to work performance, such as a client’s claim that your deep tissue massage aggravated a back injury.

BEST FOR
  • Claims that a massage caused harm
  • Failure to produce promised bodywork results
  • Missed appointments
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for massage therapy businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for massage therapists?

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Several factors will have an impact on bodywork insurance costs, including:

  • Massage services offered, such as Swedish and shiatsu
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do massage therapists need business insurance?

Your practice faces the risks of any small business, from property damage to workplace injury. Massage therapy also brings its own risks, such as clients who are allergic to massage oil, or claims that a massage caused injury. Massage and bodywork insurance helps cover lawsuits, medical bills, and more.

Compare insurance quotes for massage therapists
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