Compare insurance quotes for medical spas
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Business Insurance for Medical Spas
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Save money by comparing insurance quotes for medical spas
A customer’s complaint about laser hair removal or a Botox treatment could lead to a lawsuit. Medical spa insurance provides coverage for the unique risks of medspas.
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Insureon helps medical spas compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
What types of insurance do medical spas need?
These policies provide coverage for the most common medical spa risks.
General liability insurance
This policy covers basic medical spa risks, such as accidentally breaking a customer’s sunglasses during a skin treatment. Bundle with property insurance for savings in a BOP.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Libel or slander lawsuits
Business owner’s policy
A BOP bundles property insurance and general liability insurance under one plan. It's one of the most cost-effective types of commercial insurance for medical spas.
BEST FOR
- Customer injuries
- Damaged customer property
- Damaged business property
Professional liability insurance
Professional liability insurance for medical spas covers lawsuits related to work performance, such as a client claiming poor results from age spot removal.
BEST FOR
- Claims that tattoo removal didn’t work as promised
- Injuries from a chemical peel or other treatment
- Missed appointments
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for medical spas that have employees. It can cover medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Missed wages
- Legal costs
Looking for different coverage? See more policies.
How much does insurance cost for medical spas?
Several factors will have an impact on insurance costs, including:
- Skin care treatments offered, such as dermal fillers and chemical peels
- Business equipment and property
- Revenue
- Location
- Number of employees
What our customers are saying
Why do medical spas need insurance?
At any spa, a customer could slip and you could suddenly face a lawsuit or medical bills. Day spa insurance covers noninvasive procedures such as massage and waxing. Medical spa insurance covers procedures such as microneedling and laser therapy, which could result in injury or a lawsuit over the results.