Med spas are booming with the popularity of Botox and other anti-aging treatments, but that popularity brings risk. A client could sue over a burn from laser hair removal, or lack of physician supervision for a medical procedure. Medical spa insurance covers costly legal issues and accidents that could otherwise force your spa to close.
These insurance policies cover common risks in the medical spa industry.
A general liability policy covers basic third-party risks, such as a customer who slips while getting into a chair for a facial treatment. Bundle it with commercial property insurance for savings in a BOP.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's one of the most cost-effective types of commercial insurance for medical professionals.
Professional liability coverage for medical spas pays for legal costs related to your work, such as blemishes caused by a rejuvenation treatment. It's also called medical malpractice insurance.
Most states require workers' compensation for medical spas that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber insurance covers costs related to data breaches and cyberattacks. It's strongly recommended for medical spas that handle credit card numbers and other personal information.
Commercial auto insurance covers the cost of accidents involving a vehicle owned by a medical spa. Most states require this coverage for vehicles owned by a business.
It's easy to get medical spa insurance, day spa insurance, or permanent makeup insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your spa, whether you work independently or hire employees.