A customer’s complaint about laser hair removal or a Botox treatment could lead to a lawsuit. Medical spa insurance provides coverage for the unique risks of medspas.
These policies provide coverage for the most common medical spa risks.
This policy covers basic medical spa risks, such as accidentally breaking a customer’s sunglasses during a skin treatment. Bundle with property insurance for savings in a BOP.
A BOP bundles property insurance and general liability insurance under one plan. It's one of the most cost-effective types of commercial insurance for medical spas.
Professional liability insurance for medical spas covers lawsuits related to work performance, such as a client claiming poor results from age spot removal.
Workers’ compensation insurance is required in almost every state for medical spas that have employees. It can cover medical bills for work-related injuries.
At any spa, a customer could slip and you could suddenly face a lawsuit or medical bills. Day spa insurance covers noninvasive procedures such as massage and waxing. Medical spa insurance covers procedures such as microneedling and laser therapy, which could result in injury or a lawsuit over the results.