Business Insurance for Permanent Makeup Artists

Compare multiple quotes from top carriers with one application.
Permanent makeup artist working on a female client's eyebrows.
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Save money by comparing insurance quotes for permanent makeup artists

A client who sues over an allergic reaction to a pigment or a botched lash lift could cripple your business. Protect against lawsuits, injuries, and more with cosmetic tattooing insurance.

Permanent makeup artist working on a female client's eyebrows.
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One application, multiple quotes

Insureon helps permanent makeup artists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do permanent makeup artists need?

These policies provide coverage for common permanent makeup risks.

General liability insurance icon

General liability insurance

This policy covers common tattoo makeup artist risks, such as a customer tripping in your shop and spraining an ankle. Bundle with property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance at a discount. It's a cost-effective type of commercial insurance for cosmetic tattoo artists.

  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for permanent makeup artists covers lawsuits related to work performance, such as a customer who sues over subpar microblading results.

  • Client dissatisfaction over makeup results
  • Accusations of negligence
  • Permanent makeup errors and oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for permanent makeup clinics that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

How much does insurance cost for personal care businesses?

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Several factors will have an impact on insurance costs, including:

  • Personal care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do permanent makeup artists need insurance?

From microblading to scalp micropigmentation, permanent makeup involves several potentially risky procedures. Plus, the permanent nature of cosmetic tattooing makes cosmetics insurance doubly important. Permanent makeup insurance protects small businesses against lawsuits from customers who are unhappy with the results, along with everyday business risks like employee injury.

Compare insurance quotes for makeup artists
Save money by comparing insurance quotes from multiple carriers.