Business Insurance for Permanent Makeup Artists

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Permanent makeup artist working on a female client's eyebrows.
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Save money by comparing insurance quotes for permanent makeup artists

A client who sues over an allergic reaction to a pigment or a botched lash lift could cripple your business. Protect against lawsuits, injuries, and more with cosmetic tattooing insurance.

Permanent makeup artist working on a female client's eyebrows.
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One application, multiple quotes

Insureon helps permanent makeup artists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do permanent makeup artists need?

These policies provide coverage for common permanent makeup risks.

General liability insurance icon

General liability insurance

This policy covers basic tattoo makeup artist risks, such as a customer spraining an ankle in your shop. Bundle with commercial property insurance for savings in a BOP.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for cosmetic tattoo artists to buy general liability coverage and commercial property insurance together.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for permanent makeup artists covers lawsuits related to work performance, such as a customer who sues over poor microblading results.

BEST FOR
  • Client dissatisfaction over makeup results
  • Accusations of negligence
  • Permanent makeup errors and oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for permanent makeup clinics that have employees. It can cover medical bills for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

Why do permanent makeup artists need business insurance?

From microblading to scalp micropigmentation, permanent makeup involves potentially risky procedures. The permanent nature of cosmetic tattooing makes cosmetics insurance doubly important. Permanent makeup insurance provides financial protection against lawsuits from unhappy customers, along with other common risks like employee injuries.

How much does insurance cost for personal care businesses?

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Several factors will have an impact on insurance costs, including:

  • Personal care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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