Permanent Makeup and Microblading Insurance

Compare multiple quotes from top carriers with one application.

Medical Spa

Or call us at (800) 688-1984

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Save money by comparing insurance quotes for permanent makeup artists

A client who sues over an allergic reaction to a pigment or a botched lash lift could cripple your business. Protect against lawsuits, injuries, and more with cosmetic tattooing insurance.

One application, multiple quotes

Insureon helps permanent makeup artists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do permanent makeup artists need?

These policies provide coverage for common permanent cosmetics and microblading risks.

General liability insurance

This policy covers basic tattoo makeup artist risks, such as a customer spraining an ankle in your shop. Bundle with commercial property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for cosmetic tattoo artists to buy general liability coverage and commercial property insurance together.

BEST FOR

Customer injuries
Damaged customer property
Damaged business property

Professional liability insurance

Professional liability insurance for permanent makeup artists covers lawsuits related to work performance, such as a customer who sues over poor microblading results.

BEST FOR

Client dissatisfaction over makeup results
Accusations of negligence
Permanent makeup errors and oversights

Workers’ compensation insurance

Most states require workers' comp for permanent makeup clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Looking for different coverage? See more policies.

Why do permanent makeup artists need business insurance?

From microblading to scalp micropigmentation, permanent makeup involves potentially risky procedures. The permanent nature of cosmetic tattooing makes cosmetics insurance doubly important. Permanent makeup insurance provides financial protection against lawsuits from unhappy customers, along with other common risks like employee injuries.

How much does insurance cost for personal care businesses?

Person doing calculations with a hair dryer and a chart in the background.

Several factors will have an impact on insurance costs, including:

Personal care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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