Business Insurance in Alabama

This policy is important for all Alabama businesses. It covers common risks, including customer property damage and injuries. Most commercial leases require this coverage.

This policy, also called errors and omissions insurance, protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and missed deadlines.

This insurance coverage helps Alabama small businesses survive data breaches and cyberattacks. It can cover notification costs, legal fees, and more.

This policy bundles property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for an Alabama business.

Alabama requires workers' comp for businesses with five or more employees. It also protects sole proprietors from work injury costs that health insurance might deny.

This policy is required for business-owned vehicles in Alabama. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.

E&O, sometimes called professional liability insurance, is common with professional services. It can cover legal costs of lawsuits related to your work performance.

Umbrella insurance boosts coverage on your general liability insurance, commercial auto insurance, and employer's liability insurance when the underlying policy reaches its limit.

This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture.