This business liability insurance is important for all Nevada businesses. It covers common risks, including personal injuries, and is required by most commercial leases.
This policy, also called errors and omissions insurance (E&O), protects Nevada businesses that provide professional services or advice. It covers lawsuits related to work performance.
This policy covers financial losses from data breaches and cyberattacks. It's recommended for Nevada businesses that handle credit card numbers and other sensitive data.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for a Nevada business.
Workers’ compensation coverage is required for all Nevada employees, even independent contractors. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in Nevada. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which business insurance coverage you need. These policies are required everywhere in Nevada, from Las Vegas to Carson City.
This policy covers medical costs for work-related injuries and illnesses. It also provides disability benefits for injured Nevada workers.
Nevada's minimum requirements for auto liability insurance are:
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to commercial general liability insurance or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill Nevada's requirements and your business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Nevada, insurance agencies, agents, and brokers are licensed by the Nevada Division of Insurance. Insureon is licensed in Nevada as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 716385) and for surplus lines (license number 716384). You can verify our licensure with the Sircon Corp. Verification System by selecting Nevada, agency, and entering either of our state license numbers.