In Mississippi, all businesses that regularly employ five or more workers are required to purchase worker’s compensation insurance. State law does not require businesses to carry workers' comp for independent contractors.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy.
This policy is important for all Mississippi businesses. It covers common risks, including customer property damage and injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance, protects professionals whose work depends on their expertise. It covers client lawsuits over mistakes and missed deadlines.
This policy helps Mississippi businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
This policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for a Mississippi business.
Workers’ compensation insurance is required for Mississippi businesses that regularly employ five or more workers. However, it's not required for independent contractors.
This policy is required for business-owned vehicles in Mississippi. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
In Mississippi, insurance agents, agencies, and brokers are licensed by the Mississippi Insurance Department. Insureon is licensed in Mississippi as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 15015895). Verify our licensure with the Mississippi Insurance Department Licensing Search.