This type of business liability insurance is important for all Wisconsin businesses. It covers common third-party risks, and it's required by most commercial leases.
This policy, also called errors and omissions insurance (E&O), protects Wyoming businesses that provide professional services or advice. It covers lawsuits related to work performance.
This policy covers financial losses from data breaches and cyberattacks. It's recommended for Wyoming businesses that handle credit card numbers and other sensitive data.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for a Wyoming business.
Workers’ comp insurance is required for all Wyoming businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in Wyoming. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which business insurance coverage you need. These policies are required everywhere in Wyoming, from Cheyenne to Casper.
Wyoming state law requires that businesses carry workers’ compensation insurance for every employee, both full-time and part-time. This policy covers the cost of medical care for work-related injuries and illnesses, and provides disability benefits to injured workers.
Wyoming is a monopolistic state, which means workers' comp must be purchased through the state fund. Policies purchased through the state fund don't include employer's liability insurance, which helps pay for lawsuits related to employee injuries. Wyoming employers can buy this protection through a private insurer as stop gap coverage.
Wyoming's minimum requirements for auto liability insurance are:
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to commercial general liability insurance or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill Wyoming's requirements and your business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Wyoming, insurance agencies, agents, and brokers are licensed by the Wyoming Department of Insurance. Insureon is licensed in Wyoming as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance (license number 199870) and for surplus lines (license number 200592). You can verify our licensure with the Sircon Corp. Verification System by selecting Wyoming, agency, and then entering either of our state license numbers.