Arkansas Insurance License: 100104729

Most people know that Walmart made its humble beginnings in Arkansas, but did you know five other Fortune 500 companies were born there as well? On the Arkansas Economic Development Commission website, you’ll find that fact and several impressive national rankings, including “Fourth Lowest Cost of Doing Business” by CNBC.

Arkansas also takes pride in its initiative toward new, sustainable businesses. It’s already ranked ninth on the list of the top LEED states per capita – they don’t call it The Natural State for nothing!

If you are ready to make Arkansas your new business’s home (or if you’ve already set up shop in AR), it’s time to consider what kind of small business insurance plan will best suit the needs of your business.

Arkansas Business Insurance Savings Tips

  • If your business doesn’t own expensive or rare property, then you may want to consider purchasing a cash-value Property Insurance policy instead of a replacement-value plan. Cash-value coverage is less expensive because, in the event of damage, it only pays toward the depreciated value.
  • Even if you’re starting your business out of your home, you’ll need a basic “contents-only” Property Insurance plan. That’s because your Homeowner’s policy likely excludes coverage for business equipment, including computers, phones and tablets. Inexpensive Property Insurance can close that coverage gap.
  • Sometimes primary policies can’t offer enough protection for high-dollar claims. That’s why many small-business owners turn to Umbrella Insurance to boost the coverage limits on policies like General Liability and Commercial Auto. You get lots of extra protection for only a few hundred bucks a year.

Arkansas Business Insurance Licensure Information

In Arkansas, insurance agents and agencies are licensed by the Arkansas Insurance Department. Insureon is licensed in Arkansas as BIN Insurance Holdings LLC (NPN 15752926) for Property & Casualty Insurance (License #100104729) and for Surplus Lines (License #100104729). Verify our licensure with the Arkansas Insurance Department.
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