A fall from a ladder or a lawsuit from a homeowner could bankrupt your small roofing company. Shield your business with policies that prevent financial losses and fulfill insurance requirements.
These policies provide the best coverage for common roofing risks.
This policy covers basic third-party risks, such as a person injured by a dropped tool. Bundle with commercial property insurance for savings in a business owner’s policy (BOP).
Workers’ comp is required in almost every state for roofing businesses, whether or not they have employees. It helps cover work injury costs that health insurance might deny.
This insurance covers third-party injuries and property damage caused by roofing company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
This policy helps pay for repair or replacement of shingle cutters, roofing knives, and other tools if they are lost, stolen, or damaged. It's also called equipment floater insurance.
Professional liability insurance covers legal costs when a roofing company is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).
A surety bond is an agreement between a roofer, a client, and an insurance company. It guarantees the insurer will reimburse the client if the roofer fails to fulfill the terms of their contract.
It’s easy to get insurance coverage as a roofing contractor or company if you have your business information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your roofing business, whether you work independently or hire employees.