Business Insurance for Roofers

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Save money by comparing roofing business insurance quotes

A fall from a ladder or a client who sues over property damage could bankrupt your small roofing company. Shield your business with roofing insurance that covers medical bills, legal fees, and more.

Choose the best rate and coverage

Insureon helps roofing contractors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do roofers need?

These policies provide coverage for the most common roofing risks.

General liability insurance

This policy covers basic roofing risks, such as a customer injured by falling shingles. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for roofing businesses that have employees. It can cover medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Missed wages
Employee injury lawsuits

Commercial auto insurance

This policy covers third-party injuries and property damage caused by roofing company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft

Contractor’s tools and equipment insurance

This insurance for roofers helps pay for repair or replacement of shingle cutters, roofing knives, and other tools if they are lost, stolen, or damaged.

BEST FOR

Equipment less than five years old
Mobile equipment
Small tools

Looking for different coverage? See more policies.

How much does insurance cost for roofers?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

Roofing services offered
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant

Why do roofers need insurance?

Whether you’re a residential or commercial roofing professional, it’s likely you work at steep heights that place you and your employees at risk. Insurance for roofers can cover expenses related to injuries, property damage caused by falling debris, equipment theft, and more.

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