Business Insurance for Roofers

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Save money by comparing roofing business insurance quotes

A fall from a ladder or a client who sues over property damage could bankrupt your small roofing company. Shield your business with roofing insurance that covers medical bills, legal fees, and more.

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Choose the best rate and coverage

Insureon helps roofing contractors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do roofers need?

These policies provide coverage for the most common roofing risks.

General liability insurance icon

General liability insurance

This policy covers basic roofing risks, such as a customer injured by falling shingles. Bundle with property insurance for savings in a business owner’s policy.
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for roofing businesses that have employees. It can cover medical bills for work-related injuries.

  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers third-party injuries and property damage caused by roofing company vehicles, as well as repairs to vehicles damaged by weather or vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This insurance for roofers helps pay for repair or replacement of shingle cutters, roofing knives, and other tools if they are lost, stolen, or damaged.

  • Equipment less than five years old
  • Mobile equipment
  • Small tools
Looking for different coverage? See more policies.

How much does insurance cost for roofers?

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Several factors will have an impact on insurance costs, including:

  • Roofing services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
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Why do roofers need insurance?

Whether you’re a residential or commercial roofing professional, it’s likely you work at steep heights that place you and your employees at risk. Insurance for roofers can cover expenses related to injuries, property damage caused by falling debris, equipment theft, and more.

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