This type of business liability insurance is important for all New Jersey businesses. It covers common risks, including customer injuries. Most commercial leases require this coverage.
This policy, also called errors and omissions insurance (E&O), protects New Jersey businesses that provide professional services or advice. It covers lawsuits related to work performance.
This policy covers financial losses from data breaches and cyberattacks. It's recommended for New Jersey businesses that handle credit card numbers and other sensitive data.
A BOP is a cost-effective way for New Jersey small business owners to purchase commercial property insurance and general liability coverage in one plan.
State law requires workers’ comp insurance for all New Jersey businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in New Jersey. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which business insurance coverage you need. These policies are required everywhere in New Jersey, from Trenton to Newark.
New Jersey offers basic and standard auto insurance policies. The standard plan includes a minimum of:
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to a general liability policy or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill New Jersey's requirements and your business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In New Jersey, insurance agencies, agents, and brokers are licensed by the New Jersey Department of Banking and Insurance. Insureon is licensed in New Jersey as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 1281440). You can verify our licensure with the National Association of Insurance Commissioners by selecting New Jersey, licensee, and business entity, then entering our NPN.