Business Insurance for Food and Beverage Manufacturers

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From employee injuries to food poisoning lawsuits, food and beverage manufacturers face many risks. Protect your income and assets with affordable food manufacturing insurance.

Man in hard hat with clipboard watching bottles on a conveyor belt.

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Insureon helps food and beverage manufacturers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do food and beverage manufacturers need?

These policies provide coverage for the most common food manufacturing risks.

General liability insurance

This policy covers a range of basic food and beverage manufacturing risks, such as customer injuries, customer property damage, and product liability lawsuits.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability lawsuits

Workers’ compensation insurance

Most states require food and beverage manufacturing businesses that have employees to buy workers’ comp. This policy covers medical bills for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of insurance for food and beverage manufacturers.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

Umbrella / excess liability insurance

Umbrella insurance (or excess liability insurance) increases the limit on general liability or employer’s liability insurance so that your policy pays more on a claim.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Looking for different coverage? See more policies.

How much does insurance cost for manufacturers?

Man in hardhat holding a tablet, considering manufacturing costs.

Several factors will have an impact on insurance costs, including:

Products that are manufactured
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do food and beverage manufacturers need insurance?

Whether your focus is canning, packaging, or bottling, safety is a priority – but accidents still happen. Food manufacturer insurance can help you manage the aftermath of costly incidents such as assembly line injuries, fires, theft, damaged machinery, lawsuits, and more.

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