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Food and Beverage
Business Insurance for Food and Beverage Manufacturers
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Food and Beverage
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Save money by comparing insurance quotes for food manufacturers
From employee injuries to food poisoning lawsuits, food and beverage manufacturers face many risks. Protect your income and assets with affordable food manufacturing insurance.
One application, multiple quotes
Insureon helps food and beverage manufacturers compare insurance quotes from top U.S. providers online. Get several quotes with one application.
What types of insurance do food and beverage manufacturers need?
These policies provide coverage for the most common food manufacturing risks.
General liability insurance
This policy covers a range of basic food and beverage manufacturing risks, such as customer injuries, customer property damage, and product liability lawsuits.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Product liability lawsuits
Workers’ compensation insurance
Most states require food and beverage manufacturing businesses that have employees to buy workers’ comp. This policy covers medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner’s policy
This policy bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of insurance for food and beverage manufacturers.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Commercial umbrella insurance
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
BEST FOR
- Customer injury lawsuits
- Customer property damage lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
Why do food and beverage manufacturers need insurance?
Whether your focus is canning, packaging, or bottling, safety is a priority – but accidents still happen. Food manufacturer insurance can help you manage the aftermath of costly incidents such as assembly line injuries, fires, theft, damaged machinery, lawsuits, and more.
How much does insurance cost for manufacturers?
Several factors will have an impact on insurance costs, including:
- Products that are manufactured
- Business equipment and property
- Revenue
- Location
- Number of employees
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