Business Insurance for Food and Beverage Manufacturers

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Save money by comparing insurance quotes for food manufacturers

From employee injuries to food poisoning lawsuits, food and beverage manufacturers face many risks. Protect your income and assets with affordable food manufacturing insurance.

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Compare quotes from top-rated U.S. carriers

Insureon helps food and beverage manufacturers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do food and beverage manufacturers need?

These policies provide coverage for the most common food manufacturing risks.

General liability insurance icon

General liability insurance

This policy covers a range of basic food and beverage manufacturing risks, such as customer injuries, customer property damage, and product liability lawsuits.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require food and beverage manufacturing businesses that have employees to buy workers’ comp. This policy covers medical bills for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of insurance for food and beverage manufacturers.

  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Umbrella / excess liability insurance icon

Umbrella / excess liability insurance

Umbrella insurance (or excess liability insurance) increases the limit on general liability or employer’s liability insurance so that your policy pays more on a claim.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for manufacturers?

Man in hardhat holding a tablet, considering manufacturing costs.

Several factors will have an impact on insurance costs, including:

  • Products that are manufactured
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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    Why do food and beverage manufacturers need insurance?

    Whether your focus is canning, packaging, or bottling, safety is a priority – but accidents still happen. Food manufacturer insurance can help you manage the aftermath of costly incidents such as assembly line injuries, fires, theft, damaged machinery, lawsuits, and more.

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