Business Insurance for Food Manufacturers

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What kind of work do you do?
Drinks production plant.
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Save money by comparing insurance quotes for food manufacturers

From employee injuries to food poisoning lawsuits, food and beverage manufacturers face many risks. Protect your income and assets with affordable food manufacturing insurance.

Man in hard hat with clipboard watching bottles on a conveyor belt.
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One application, multiple quotes

Insureon helps food and beverage manufacturers compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do food and beverage manufacturers need?

These policies cover the most common risks of food manufacturing.

General liability insurance icon

General liability insurance

This policy covers a range of basic food and beverage manufacturing risks, such as customer injuries, customer property damage, and product liability lawsuits.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for food and beverage manufacturers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of insurance for food and beverage manufacturers.

  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Looking for different coverage? See more policies.

Why do food and beverage manufacturers need insurance?

Whether your focus is canning, packaging, or bottling, safety is a priority – but accidents still happen. Food manufacturer insurance can help you manage the aftermath of costly incidents such as assembly line injuries, fires, theft, damaged machinery, lawsuits, and more. Some policies, such as workers' compensation, are required by state law.

How much does insurance cost for manufacturers?

Man in hardhat holding a tablet, considering manufacturing costs.

Several factors will have an impact on insurance costs, including:

  • Products that are manufactured
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
    View Costs
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