Compare food manufacturer insurance quotes
Save money by comparing insurance quotes from multiple carriers.
Business Insurance for Food and Beverage Manufacturers
Save money by comparing insurance quotes from multiple carriers.
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Save money by comparing insurance quotes for food manufacturers
From employee injuries to food poisoning lawsuits, food and beverage manufacturers face many risks. Protect your income and assets with affordable food manufacturing insurance.
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What types of insurance do food and beverage manufacturers need?
These policies provide coverage for the most common food manufacturing risks.
General liability insurance
This policy covers a range of basic food and beverage manufacturing risks, such as customer injuries, customer property damage, and product liability lawsuits.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Product liability lawsuits
Workers’ compensation insurance
Most states require food and beverage manufacturing businesses that have employees to buy workers’ comp. This policy covers medical bills for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Business owner’s policy
This policy bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of insurance for food and beverage manufacturers.
BEST FOR
- Customer injuries
- Damaged business property
- Business interruption incidents
Umbrella / excess liability insurance
Umbrella insurance (or excess liability insurance) increases the limit on general liability or employer’s liability insurance so that your policy pays more on a claim.
BEST FOR
- Customer injury lawsuits
- Customer property damage lawsuits
- Employee injury lawsuits
Looking for different coverage? See more policies.
How much does insurance cost for manufacturers?
Several factors will have an impact on insurance costs, including:
- Products that are manufactured
- Business equipment and property
- Revenue
- Location
- Number of employees
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Why do food and beverage manufacturers need insurance?
Whether your focus is canning, packaging, or bottling, safety is a priority – but accidents still happen. Food manufacturer insurance can help you manage the aftermath of costly incidents such as assembly line injuries, fires, theft, damaged machinery, lawsuits, and more.