From processing to packing, safety is a priority – but accidents still happen. Manufacturing insurance coverage provides peace of mind and helps you recover from costly incidents such as assembly line injuries, fires, theft, damaged machinery, and supply disruptions. Some policies, such as workers' compensation, are required by state law.
These insurance policies cover the risks of food and drink manufacturing.
A general liability policy covers a range of basic food and beverage manufacturing risks, such as customer injuries, customer property damage, and product liability lawsuits.
A business owner's policy, or BOP, is a cost-effective way for food manufacturing businesses to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for food and beverage manufacturers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber insurance helps food and beverage manufacturers recover from data breaches and cyberattacks. It's recommended for any business that stores customer information.
This policy covers the cost of an accident involving a vehicle owned by your food or beverage manufacturing business. Almost every state requires this coverage for vehicles owned by a business.
Umbrella insurance boosts coverage on a manufacturer's general liability insurance, commercial auto insurance, or employer’s liability insurance once the limit is reached.
It's easy to get food and beverage manufacturer insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your manufacturing business, whether you work independently or hire employees.