A commercial general liability policy is important for all Arizona businesses. It covers basic third-party risks, such as slip-and-fall injuries, and is often required for a commercial lease.
This liability insurance coverage for professional services helps pay for client lawsuits related to mistakes and oversights. It's also called errors and omissions insurance (E&O).
This policy helps Arizona businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for an Arizona business.
Workers’ comp is required for Arizona businesses that have any number of employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in Arizona. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which types of business insurance you need to carry. These policies are required in Arizona.
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy (BOP).
Insureon can help you find coverage from top-rated insurance carriers that fulfills Arizona's requirements and your unique business insurance needs. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In Arizona, insurance agencies and agents are licensed by the Arizona Department of Insurance. Insureon is licensed in Arizona as BIN Insurance Holdings LLC (NPN 15752926) for property and casualty insurance and for surplus lines (license number 1800007875).
You can verify our licensure with the National Association of Insurance Commissioners by selecting Arizona, licensee, and business entity, then entering our NPN or license number.