Other nurses depend on your training to do their jobs correctly, which means you could be blamed for mistakes in patient care. Nurse educator insurance covers legal costs if a patient or student sues your business. It can also pay for auto accidents, data breaches, property damage, and work injuries.
These insurance products cover common risks faced by nurse educators.
Medical malpractice insurance for nurse educators covers attorney's fees and other expenses related to professional negligence, such as a student’s injury during first-aid training.
Most states require this coverage for businesses with employees. It also protects nurses who work independently from work-related medical bills that health insurance might deny.
A business owner's policy, or BOP, is a cost-effective way for nurse educators and nursing schools to buy commercial property insurance and general liability insurance together.
A general liability policy covers the cost of common third-party accidents, such as a nursing student who slips and suffers an injury during a class. It's often required for a commercial lease.
This policy helps nurse educators pay costs associated with data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
Most states require commercial auto insurance for vehicles owned by a nurse educator's business. It helps cover legal costs in the event of an auto accident.
It's easy to get business insurance for nurse educators and health educators if you have your business information on hand. Our application will ask for basic facts about your practice, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find the right insurance coverage for nurses, caregivers, and other healthcare providers, whether you work independently or hire employees.
Nurse educators rely on malpractice insurance, also called a professional liability insurance policy, to cover costly lawsuits related to professional negligence. There are several reasons why you might need this coverage:
Keep in mind that malpractice insurance is a claims-made policy, which means you’ll need to keep your policy active in order to benefit from it.
Nurse educators may need additional protection depending on the type of work they do and their risks. Fortunately, it's possible to modify your policy to cover a wide range of malpractice claims, including:
Consult a licensed insurance agent to find out about any exclusions or to add other types of liability coverage to your policy.