Working with an elderly population means increased liability. Protect against the unexpected with insurance for your home care business.
These business insurance policies provide coverage for common risks personal care assistants face.
General liability insurance covers common caregiver risks, such as a client slipping and suffering an injury.
This policy, also called errors and omissions insurance, is common with personal care aides. It can cover legal fees of lawsuits related to work performance.
Even when personal care aides provide the best possible care, accidents can happen. Perhaps there’s a mix-up with a client’s meal planning, or maybe a car accident. Though you face less liability than a home healthcare provider who meets clients' medical needs, a mishap can still have serious repercussions. With the right insurance policies, however, you can protect yourself against lawsuits and other unexpected incidents.