Non-Medical Home Care Insurance

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Home Health Aide (non-medical)
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Save money by comparing insurance quotes for personal care aides

Working with an elderly population means increased liability. Protect against the unexpected with insurance for your home care business.

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Insureon helps personal care aides compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do personal care aides need?

These business insurance policies provide coverage for common risks personal care assistants face.

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General liability insurance

General liability insurance covers common caregiver risks, such as a client slipping and suffering an injury.

  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
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Professional liability insurance

This policy, also called errors and omissions insurance, is common with personal care aides. It can cover legal fees of lawsuits related to work performance.

  • Accusations of negligence
  • Work mistakes or oversights
  • Failure to deliver promised services
Looking for different coverage? See more policies.

Why do personal care aides need insurance?

Even when personal care aides provide the best possible care, accidents can happen. Perhaps there’s a mix-up with a client’s meal planning, or maybe a car accident. Though you face less liability than a home healthcare provider who meets clients' medical needs, a mishap can still have serious repercussions. With the right insurance policies, however, you can protect yourself against lawsuits and other unexpected incidents.

How much does business insurance cost for healthcare professionals?

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Several factors will have an impact on insurance costs, including:

  • The services you offer
  • Revenue
  • Location
  • Number of employees
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Home Health Aide (non-medical)