As the owner of a home healthcare agency, you know the challenges of working with a vulnerable population. Business insurance provides financial protection against slip-and-fall injuries, lawsuits, and other risks so that you can continue to provide the best health service possible.
These policies cover the most common risks of home healthcare.
A general liability policy covers basic home healthcare risks, such as an elderly patient falling and breaking a hip. Bundle it with property insurance to save in a business owner’s policy.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective type of commercial insurance for in-home care.
Most states require workers’ comp for home healthcare services that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A professional liability insurance policy pays for legal defense costs related to mistakes and oversights. It's also called malpractice insurance or errors and omissions insurance.
Most states require commercial auto insurance for vehicles owned by a home healthcare business. It helps cover the cost of an accident involving your business vehicle.
This policy helps home healthcare businesses survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
It’s easy to get insurance coverage or a fidelity bond for home health aide services if you have your business information on hand. Our application will ask for basic facts about your small business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits home health businesses, whether you're an independent contractor or hire employees. Get peace of mind knowing you have the right insurance.