Compare home health aide insurance quotes
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Business Insurance for Home Healthcare Aides
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Save money by comparing insurance quotes for home healthcare providers
Working with high-risk patients increases your business risk. Insurance policies for home health aides shield against malpractice lawsuits, injuries, and more.
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What types of insurance do home healthcare aides need?
These policies provide coverage for the most common risks of home healthcare.
Business owner’s policy
A BOP bundles commercial property and general liability insurance under one plan. It's often the most cost-effective commercial insurance for a home health aide.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Damaged business property
General liability insurance
This policy covers common home healthcare risks, such as an elderly patient falling and breaking a hip. Bundle with property insurance to save in a business owner’s policy.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Libel or slander lawsuits
Professional liability insurance
This policy, also called malpractice insurance, covers legal expenses if a patient sues a home healthcare provider for an error or oversight, such as administering the wrong medication.
BEST FOR
- Improper medical treatment
- Accusations of negligence
- Mistakes or oversights
Cyber liability insurance
This policy helps home healthcare providers survive data breaches and cyberattacks. It can often be added to a BOP or general liability policy for savings.
BEST FOR
- Cost of notifying affected clients
- Lawsuits over a data breach
- Fraud monitoring costs
Looking for different coverage? See more policies.
How much does business insurance cost for healthcare professionals?
Several factors will have an impact on insurance costs, including:
- Healthcare services offered
- Medical equipment and property
- Revenue
- Location
- Number of employees
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Why do home healthcare providers need insurance?
As the owner of a home healthcare agency, you know all too well the challenges of working with a vulnerable population. Personal care aides face similar risks, only without the added liability of meeting the medical needs of clients. Business insurance can protect you from slip-and-fall injuries, property damage, and other common risks so that you can continue to provide the best health service possible.