Business Insurance for Health Educators

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Health Education
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Save money by comparing insurance quotes for health educators

From a fire at your office to a claim that your advice caused harm, health educators face numerous risks. Safeguard the success of your small business with affordable educator insurance.

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Choose the best rate and coverage

Health educators can compare insurance quotes from top U.S. carriers online with Insureon. One easy application is all it takes.

What types of business insurance do health educators need?

These policies provide coverage for common risks faced by health educators. 

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General liability insurance

General liability insurance covers basic health educator risks, such as client injury from a fall in your office. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
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Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for health educators to buy general liability coverage and commercial property insurance together.

  • Client injuries at your office
  • Damaged client property
  • Damaged business property
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Workers’ compensation insurance

Workers' comp is required in most states for health education businesses with employees. It can help cover medical costs and lost wages for work-related injuries and illnesses.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Professional liability insurance icon

Professional liability insurance

Health educator professional liability insurance can cover legal expenses if a client claims your advice caused harm. This policy is also called errors and omissions insurance (E&O).

  • Accusations of negligence
  • Failure to deliver services
  • Educational mistakes or oversights
Looking for different coverage? See more policies.

Why do health educators need insurance?

Health education specialists offer advice to promote wellness. However, if a client claims your methods caused injury, you could be held liable. Health educator insurance can protect against risks such as client injuries and accusations of negligence that could otherwise devastate your small business.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Health Education