Your focus is on mental health and wellness. However, you also need to protect your business from risks like fires and claims that your advice caused harm. Health educator malpractice insurance and other policies are a crucial part of risk management. They can help pay for property repairs, medical bills, and legal costs if a client sues your business.
These insurance policies cover the most common risks in health education.
A general liability policy covers basic health educator risks, such as a client who slips in a spill at your office and suffers an injury. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for health educators to buy general liability coverage and commercial property insurance together.
Professional liability insurance cover legal defense costs if a client claims your advice caused harm. This policy is sometimes called malpractice insurance or errors and omissions insurance (E&O).
Most states require workers' comp for health education businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for health education businesses that store personal information.
This policy covers the cost of an accident involving a vehicle owned by a health education business. Each state has its own requirements for auto liability insurance coverage.
It's easy to get health educator business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to meet the insurance needs of your health education business, whether you work independently part-time or run a full-time private practice.