Business Insurance for Health Educators

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Health Education
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Save money by comparing insurance quotes for health educators

From a fire at your office to a claim that your advice caused harm, health educators face numerous risks. Safeguard the success of your small business with affordable educator insurance.

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Choose the best rate and coverage

Health educators can compare insurance quotes from top U.S. carriers online with Insureon. One easy application is all it takes.

What types of business insurance do health educators need?

These policies cover the most common risks faced by health educators. 

General liability insurance icon

General liability insurance

General liability insurance covers basic health educator risks, such as client injury from a fall in your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for health educators to buy general liability coverage and commercial property insurance together.

BEST FOR
  • Client injuries at your office
  • Damaged client property
  • Damaged business property
Medical malpractice icon

Professional liability / medical malpractice

Health educator professional liability insurance can cover legal expenses if a client claims your advice caused harm. This policy is also called errors and omissions insurance (E&O).

BEST FOR
  • Accusations of negligence
  • Failure to deliver services
  • Educational mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for health education businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Cyber liability insurance icon

Cyber liability insurance

This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for health education businesses that store personal information.

BEST FOR
  • Client notification costs
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of an accident involving a vehicle owned by a health education business. Most states require this coverage for business-owned vehicles.

BEST FOR
  • Property damage caused by your vehicle
  • Auto accident injuries
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

Why do health educators need insurance?

Health education specialists offer advice to promote wellness. However, if a client claims your methods caused injury, you could be held liable. Health educator insurance can protect against risks such as client injuries and accusations of negligence that could otherwise devastate your small business.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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