Business Insurance for Health Educators

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Health Education

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Save money by comparing insurance quotes for health educators

From a fire at your office to a claim that your advice caused harm, health educators face numerous risks. Safeguard the success of your small business with affordable educator insurance.

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Choose the best rate and coverage

Health educators can compare insurance quotes from top U.S. carriers online with Insureon. One easy application is all it takes.

What types of business insurance do health educators need?

These policies cover the most common risks faced by health educators.

General liability insurance

General liability insurance covers basic health educator risks, such as client injury from a fall in your office. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for health educators to buy general liability coverage and commercial property insurance together.

BEST FOR

Client injuries at your office
Damaged client property
Damaged business property

Professional liability / medical malpractice

Health educator professional liability insurance can cover legal expenses if a client claims your advice caused harm. This policy is also called errors and omissions insurance (E&O).

BEST FOR

Accusations of negligence
Failure to deliver services
Educational mistakes or oversights

Workers’ compensation insurance

Most states require workers' comp for health education businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Cyber liability insurance

This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for health education businesses that store personal information.

BEST FOR

Client notification costs
Fraud monitoring services
Data breach investigations

Commercial auto insurance

Commercial auto insurance covers the cost of an accident involving a vehicle owned by a health education business. Most states require this coverage for business-owned vehicles.

BEST FOR

Property damage caused by your vehicle
Auto accident injuries
Vehicle theft and vandalism

Looking for different coverage? See more policies.

Why do health educators need insurance?

Health education specialists offer advice to promote wellness. However, if a client claims your methods caused injury, you could be held liable. Health educator insurance can protect against risks such as client injuries and accusations of negligence that could otherwise devastate your small business.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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