Therapy and Counseling Business Insurance

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Insureon helps therapy and counseling professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for therapists and counselors

From family therapy to wellness counseling, your business can survive a lawsuit with insurance for counselors. Insureon has helped allied health and healthcare professionals secure more than 7,000 policies.

General liability insurance icon

General liability insurance

This policy covers common therapy and counseling risks, including client injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for therapists and counselors.

BEST FOR
  • Client injuries
  • Damaged business property
  • Business interruption incidents
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for therapy and counseling businesses that have employees. It can cover medical costs for work injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for counselors, also called malpractice insurance, can pay for legal expenses if a therapist or counselor is sued for negligence that led to injury.

BEST FOR
  • Accusations of negligence
  • Failure to deliver results
  • Mistakes or oversights
Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered, such as occupational therapy
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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