Therapy and Counseling Business Insurance

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Professions we insure:

Animal-assisted therapists Expressive and creative arts therapists Faith-based and pastoral counselors Health educators Marriage and family therapists Mental health counselors Occupational therapists Psychologists Speech therapists Wellness counselors

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Insureon helps therapy and counseling professionals compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

Common insurance policies for therapists and counselors

From family therapy to wellness counseling, your business can survive a lawsuit with insurance for counselors. Insureon has helped allied health and healthcare professionals secure more than 7,000 policies.

General liability insurance

This policy covers common therapy and counseling risks, including client injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for therapists and counselors.

BEST FOR

Client injuries
Damaged business property
Business interruption incidents

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for therapy and counseling businesses that have employees. It can cover medical costs for work injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Professional liability insurance

Professional liability insurance for counselors, also called malpractice insurance, can pay for legal expenses if a therapist or counselor is sued for negligence that led to injury.

BEST FOR

Accusations of negligence
Failure to deliver results
Mistakes or oversights

Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered, such as occupational therapy
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

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Management consultant

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