Therapy and Counseling Business Insurance

This policy covers common therapy and counseling risks, including client injuries. Bundle it with property insurance for savings in a business owner’s policy.

A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of business insurance for therapists and counselors.

Professional liability insurance can pay for legal expenses if a therapist or counselor is sued for negligence that led to injury or financial loss. It's sometimes referred to as malpractice insurance.

Most states require workers' comp for therapy and counseling businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

Cyber liability insurance covers financial losses from data breaches and cyberattacks. It's strongly recommended for any therapy clinic that stores personal information.

Commercial auto insurance covers the cost of an accident involving a vehicle owned by a therapy or counseling business. Most states require this coverage for business-owned vehicles.