Therapy and Counseling Business Insurance

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What kind of work do you do?
Doctor consulting male patient, working on diagnostic examination on men's health disease or mental illness.
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Recommended insurance policies for therapists and counselors

From family therapy to wellness counseling, your business can survive a lawsuit with insurance for counselors. Gain financial protection against legal expenses, property damage, and injuries with policies for your specific risks.

General liability insurance icon

General liability insurance

This policy covers common therapy and counseling risks, including client injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance for therapists and counselors.

  • Client injuries
  • Damaged business property
  • Business interruption incidents
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for therapy and counseling businesses that have employees. It can cover medical costs for work injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for counselors, also called malpractice insurance, can pay for legal expenses if a therapist or counselor is sued for negligence that led to injury.

  • Accusations of negligence
  • Failure to deliver results
  • Mistakes or oversights
Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered, such as occupational therapy
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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