Carpet cleaning insurance can help pay legal expenses if an employee steals money or items from a client’s home, or you get into a car accident on the way to a job site.
These policies provide coverage for common carpet cleaning risks.
General liability insurance protects carpet cleaning businesses against basic risks, such as accidental damage to customer property during a cleaning.
Workers’ compensation insurance is required in almost every state for carpet cleaning businesses that have employees. It can cover medical bills for work-related injuries.
This policy covers injuries and property damage in accidents involving company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
A business owner's policy is an affordable bundle for cleaners that combines general liability insurance with commercial property insurance.
Commercial umbrella insurance boosts the policy limits on a carpet cleaner's general liability, commercial auto, and employer's liability insurance.
Janitorial bonds are a type of surety bond that protect against losses caused by an employee’s dishonesty, such as theft of items or money from a client's home.
Carpet and upholstery cleaners face multiple risks. You could get into an accident while driving to a job site, accidentally damage an antique rug, or suffer from chemical exposure. If an employee is injured or steals from a customer, it could lead to a costly legal battle. Carpet cleaning insurance covers these and other liability issues.