A commercial general liability policy covers common risks for CA businesses, including customer property damage and injuries. Most commercial leases require this coverage.
This business liability insurance helps pay for legal defense costs related to mistakes and oversights. It's also called errors and omissions insurance (E&O).
This liability coverage helps California businesses survive data breaches and cyberattacks by paying for client notification costs, legal fees, and other related expenses.
This policy bundles commercial property insurance and general liability in one plan. It's often the most cost-effective business insurance policy for a small business.
Workers’ comp is required in California for every business that has employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy is required for business-owned vehicles in California. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.
State laws can affect which types of business insurance you might need. These policies are required everywhere in California, from San Francisco to Los Angeles.
Trucking companies may need additional coverage to comply with regulations.
Though it's not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance (HNOA), as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner's policy (BOP).
Insureon's licensed agents can help you find policies that fulfill California's requirements and protect against financial loss. Once you've purchased insurance with us, you can download a certificate of insurance by logging into your account.
In California, insurance agents, insurance agencies, and brokers are licensed by the California Department of Insurance. Insureon is licensed in California as BIN Insurance Holdings LLC (NPN 15752926; license 0G11129) for property and casualty insurance and for surplus lines. Verify our licensure with the California Department of Insurance License Number Search.