An injury from lifting an air conditioner or a lawsuit over damage to a home can lead to massive financial loss. HVAC insurance covers medical bills, legal fees, and other unanticipated costs.
These policies provide coverage for the most common risks of HVAC installation.
This policy covers basic third-party risks, such as damage to a client’s home while moving HVAC equipment. Bundle with commercial property insurance for savings in a BOP.
Workers' comp is required in almost every state for residential and commercial HVAC businesses that have employees. It covers medical costs for work injuries.
This policy covers property damage and injuries involving HVAC company vehicles, as well as repairs to vehicles damaged by vandalism or weather.
This policy helps pay for repair or replacement of an HVAC contractor’s psychrometers, multimeters, and other tools if they are lost, stolen, or damaged.
Heating, ventilation, and air conditioning installation is a booming industry. However, working with heavy equipment can lead to employee injuries or damage to a client’s home or office. HVAC insurance can cover financial losses related to injuries, property damage, and lawsuits from dissatisfied customers.
We also cover construction contractors.