An injury from lifting an air conditioner or a lawsuit over damage to a home can lead to massive financial loss. HVAC insurance covers medical bills, legal fees, and other unanticipated costs.
These policies cover the most common risks of HVAC installation.
This policy covers basic third-party risks, such as damage to a client’s home while moving HVAC equipment. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for HVAC businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers property damage and injuries involving HVAC company vehicles, as well as repairs to vehicles damaged by vandalism or weather.
This policy helps pay for repair or replacement of an HVAC contractor’s psychrometers, multimeters, and other tools if they are lost, stolen, or damaged.
Heating, ventilation, and air conditioning installation is a booming industry. However, working with heavy equipment can lead to employee injuries or damage to a client’s home or office. HVAC insurance can cover financial losses related to injuries, property damage, and lawsuits from dissatisfied customers.