An injury from lifting an air conditioner or a lawsuit over damage to a home can lead to massive financial loss. HVAC insurance covers medical bills, legal fees, and other unanticipated costs.
These policies provide coverage for the most common risks of HVAC installation.
This policy covers common HVAC installation risks, such as damage to a client’s home or property while moving heavy equipment. Bundle with commercial property insurance for savings in a business owner's policy.
Workers’ compensation insurance is required in almost every state for residential and commercial HVAC businesses that have employees. It can cover medical bills for work-related injuries.
This policy covers property damage and injuries involving HVAC company vehicles, as well as repairs to vehicles damaged by vandalism or weather.
This policy helps pay for repair or replacement of an HVAC contractor’s psychrometers, multimeters, and other tools if they are lost, stolen, or damaged.
Heating, ventilation, and air conditioning installation is a booming industry. However, working with heavy equipment can lead to employee injuries or damage to a client’s home or office. HVAC insurance can cover legal and financial losses related to injuries, property damage, and other risks.