Business Insurance for HVAC Installation

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Three HVAC units sitting behind an apartment complex.

Save money by comparing insurance quotes for HVAC installation businesses

An injury from lifting an air conditioner or a lawsuit over damage to a home can lead to massive financial loss. HVAC insurance covers medical bills, legal fees, and other unanticipated costs.

Man working on an HVAC system.
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One application, multiple quotes

Insureon helps HVAC contractors and businesses compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do HVAC contractors and installers need?

These policies provide coverage for the most common risks of HVAC installation.

Looking for different coverage? See more policies.

How much does insurance cost for HVAC installers?

Installer calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • Heating, ventilation, and air conditioning installation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
Insureon customer reviews on Feefo

Why do HVAC installers need insurance?

Heating, ventilation, and air conditioning installation is a booming industry. However, working with heavy equipment can lead to employee injuries or damage to a client’s home or office. HVAC insurance can cover legal and financial losses related to injuries, property damage, and other risks.

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