Tree maintenance is dangerous work, and as a result, tree service companies deal with big liability. A falling tree branch could damage power lines or injure a homeowner, which could lead to a lawsuit. Tree service insurance helps your small business shoulder the legal and financial burden of injuries, property damage, equipment theft, and auto accidents.
These insurance policies cover the most common risks of tree care.
General liability coverage helps pay for third-party accidents, such as a property owner tripping over an arborist’s equipment. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
A business owner's policy, or BOP, is a cost-effective way for tree service businesses to buy general liability coverage and commercial property insurance together.
A commercial auto policy covers the cost of accidents involving a tree care company’s vehicle. Each state has its own requirements for auto liability policy limits.
Most states require workers' comp for tree service businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pay for repair or replacement of a tree trimmer’s climbing gear, pruners, chainsaws, pesticide sprayers, and other tools. It’s a type of inland marine insurance.
This policy helps tree service businesses recover financially from cyberattacks and data breaches. It's strongly recommended for any business that handles sensitive information.
It's easy to get tree service business insurance and license/permit bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find coverage that fits your tree trimming or tree removal business, whether you work independently or hire employees.