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Business Insurance for Food Trucks

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Your food truck is basically a mobile restaurant. For complete business protection, you’ll want to consider insurance that would safeguard any restaurant, plus commercial auto insurance for your truck.
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Multiple quotes with one application

Insureon helps food truck owners compare insurance quotes from top U.S. carriers with one easy online application.

What business insurance do you need for a food truck?

These policies provide coverage for the most common risks food trucks face.

Looking for different coverage? See more policies.

Why do food trucks need insurance?

As a food truck owner, you are an expert in street food. People line the blocks to taste your daily specials. But when it comes to insurance, you may not be aware of how essential insurance coverage can be to the survival and success of your mobile food business. 

Beyond workers’ compensation to protect your employees and commercial auto to cover your food truck, venues may require you to carry general liability insurance. But a comprehensive business protection plan isn't just about meeting contractual requirements – it's also about giving your business mobility and freedom to grow. Having the appropriate insurance shows you’re prepared to face challenges, and could save you financially if an accident occurs.

How much does food truck insurance cost?

Woman calculating costs in front of box of food and drink.

Several factors will have an impact on insurance costs, including:

  • Food truck equipment and property
  • Services offered by your food truck
  • Revenue
  • Location
  • Number of employees
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