Beyond workers’ compensation to protect your employees and commercial auto to cover your food truck, venues may require you to carry general liability insurance. But a comprehensive business protection plan isn't just about meeting requirements – it's also about giving your business mobility and freedom to grow. Having the right insurance shows you’re prepared to face challenges, and could save you financially if an accident occurs.
These insurance policies cover the most common risks of food trucks.
A BOP bundles general liability coverage and commercial property insurance in one plan. It’s often one of the most economical options for a food truck.
Most states require workers' comp for food trailers and food trucks that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A general liability policy covers basic food truck risks, such as an alleged claim of food poisoning. It may be required by a venue owner or event organizer.
A commercial auto policy covers medical bills and property damage in an accident involving your food truck. It also covers weather damage, theft, and vandalism of your food truck.
This policy covers the cost of property damage and bodily injury caused by an intoxicated patron, as well as a food truck's related legal fees.
It's easy to get food truck insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your food truck, whether you work independently or hire employees.