Stucco and Plastering Contractor Insurance

Plastering or Stucco Work
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Why do stucco and plastering contractors need insurance?

When you work in someone else's home or office, it always brings risk. A worker could track plaster onto an antique rug, or a customer could trip over a ladder and suffer an injury. Stucco and plastering contractor insurance can pay for property damage, medical bills, and legal costs. It helps small businesses survive accidents and lawsuits, and comply with state laws.

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One application, multiple quotes

Insureon helps stucco and plastering businesses compare insurance quotes from top U.S. carriers online.

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What types of insurance do stucco and plastering businesses need?

These insurance policies cover the most common stucco and plastering risks.

General liability insurance icon

General liability insurance

This policy covers everyday stucco and plastering risks, such as accidental floor or wall damage. Bundle it with commercial property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Business owner’s policy icon

Business owner's policy

A BOP bundles general liability coverage and commercial property insurance at a discount. It's often the most cost-effective type of insurance for stucco and plastering businesses.

  • Accidents that injure clients
  • Client property damage
  • Stolen or damaged business property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for stucco and plastering businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Employee injury lawsuits
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Commercial auto insurance

This policy covers bodily injuries and property damage in accidents involving stucco and plastering company vehicles. Each state has its own requirements for auto liability coverage.

  • Property damage caused by your vehicle
  • Injuries caused to another person
  • Vehicle vandalism and theft
Contractor’s tools and equipment coverage icon

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a contractor’s plastering hawks, sanders, stucco sprayers, and other tools. It's a type of inland marine insurance.

  • Equipment less than five years old
  • Equipment that travels to job sites
  • Small tools
Professional liability insurance icon

Professional liability insurance

Professional liability insurance covers legal costs when a stucco and plastering company is sued for a mistake or oversight. It's also called errors and omissions insurance (E&O).

  • Accusations of negligence
  • Failure to finish a project on time
  • Undelivered services
Looking for different coverage? See more policies.

How much does stucco and plastering insurance cost?

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A stucco contractor who works independently will pay less for insurance than a larger company.

Factors that affect premiums include:

  • Services offered, such as residential or commercial work
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
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How do I get stucco and plastering business insurance?

It's easy to get plastering and stucco business insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed agents work with top-rated U.S. insurers to find the most affordable coverage that fits your plastering business, whether you work independently or hire employees.

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