Topic

Starting a business

A gig worker planning on her laptop.
Freelance
The gig economy has been on the rise for years and that means that there has been a rise in gig worker insurance to protect one’s business.
Small business owner shaking hands with referred customer.
Growing a business

A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...

Employee handing a customer a bag using safety gloves.
Food & beverage
Proper safety is critical to running a successful food and beverage establishment. Learn how to obtain a food handlers card for yourself and your small business employees.
Closeup of hands signing a contract.
Business insurance tips
The range of options for small business insurance can be overwhelming. Learn how to choose the right coverage for your small business.
A series of headshots of different professional people.
Insurance professionals
Working as an insurance agent allows for flexibility, and it often takes only a few weeks to acquire a license.
Spa client receiving a facial from a licensed esthetician.
Personal care
Becoming an esthetician requires education, hands-on training, and passing a state licensure exam. Certification is optional, although it can help your business.
Small business employee pressure washing a building.
Cleaning services
The outlook for pressure washing businesses is strong. With the right approach, you could launch your own successful pressure washing business, either as a side hustle or a full-time career.
Sole proprietor working in their home office.
Freelance

Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...

Independent contractor looking at their business license.
Independent contractors
Whether you need a business license as an independent contractor depends on your profession and where you work. Some licenses also require you to carry business insurance.
Two cybersecurity consultants examining client software code.
IT & technology professionals
Cybersecurity consultants can expect to see continued demand for their services, given the increasing number of cyberattacks worldwide and the cost of dealing with them.
Plumber fixing pipes in kitchen
Construction

The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...

A closeup of a person working on a laptop and graphs.
Consulting
There are several factors you’ll need to consider to help you start a consulting business, including creating a business plan, addressing risks, and protecting yourself with the right insurance.
HVAC contractor installing unit
Installation

The licensing, insurance, and bonding requirements for HVAC professionals vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some...

General contractors discussing on job site
Construction

The licensing, insurance, and bonding requirements for general contractors vary by state. Having the right insurance and bonding helps keep you financially protected, and it's required for some jobs...

An engineer reviewing project details on their computer
Building design

The licensing and insurance requirements for engineers vary by state. Having the right insurance and licensing can help keep you financially protected and may be required for some jobs within the...

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