Starting a business
![Small business owner shaking hands with referred customer.](https://www.insureon.com/-/media/blog/posts/2024/blog_components-of-a-successful-referral-program.jpeg?rev=99430653eb644770bcef97170d584345&hash=506B65DE8AAA5BEFB323CD72D0AF1AA3&mh=220)
A referral program can help you turn your existing customers into active promoters of your business and partners in your success. Regardless of your type of business, every satisfied customer is a...
![Employee handing a customer a bag using safety gloves.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-get-a-food-handlers-license.jpg?rev=42c6933014ac476282a09495b23c2c6f&hash=814BFD04D3C6A4132534EB5C34C08A82&mh=220)
![A series of headshots of different professional people.](https://www.insureon.com/-/media/blog/posts/2018/photo_series-of-photos-of-people.jpg?rev=41ca9965df99431dbd5d4ba976aa29cf&hash=E79FD9D2DDE4D3D5C98BD6B95A12F5D8&mh=220)
![Closeup of hands signing a contract.](https://www.insureon.com/-/media/blog/posts/2018/photo_men-signing-contract.jpg?rev=245e045216c54f4296eac9878d9fe597&hash=E5E9F8AA432881A23BB8CA006906F2A7&mh=220)
![Spa client receiving a facial from a licensed esthetician.](https://www.insureon.com/-/media/blog/posts/2024/how-to-become-an-esthetician.jpg?rev=12d0eb3382994728a2e23f1d641782be&hash=79C761FEDCC5F669B2284F24413B48CF&mh=220)
![Small business employee pressure washing a building.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-start-a-pressure-washing-business.jpg?rev=272ff378d3ee439991735740c80e115d&hash=A7EE31E9DBB496E7F95804A69CB44B53&mh=220)
![Sole proprietor working in their home office.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-sole-proprietor.jpg?rev=d53e3429dfb140a08ac3e5d2b8393419&hash=5BBE1E0A374D58D28BB001DD6C835212&mh=220)
Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...
![Independent contractor looking at their business license.](https://www.insureon.com/-/media/blog/posts/2023/blog_independent-contractor-business-license.jpg?rev=281eb92bf4ed4acf80fab289de99bb7b&hash=3A65ED67294ABDCE132430846D16D2CB&mh=220)
![Two cybersecurity consultants examining client software code.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-become-a-cybersecurity-consultant.jpg?rev=bfa9afb18f294f289094977d6757e7b6&hash=52A9E2CB73569D6598E695B60BDE99E6&mh=220)
![HVAC contractor installing unit](https://www.insureon.com/-/media/blog/posts/2022/blog_hvac-licensing-requirements.jpg?rev=b6fe9c01a1a545d889c4d01ec9f3c362&hash=381F2C1B68476AE01C0A47B89397884F&mh=220)
The licensing, insurance, and bonding requirements for HVAC professionals vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some...
![A closeup of a person working on a laptop and graphs.](https://www.insureon.com/-/media/blog/posts/2019/photo_closeup-of-charts-and-laptop.jpg?rev=f7b2248ee86341a381d03bcdba50d251&hash=A5CA6C0A44E70AB91446F9C098BDE6C9&mh=220)
![Plumber fixing pipes in kitchen](https://www.insureon.com/-/media/blog/posts/2021/blog_plumbing-licensing-requirements.jpg?rev=4ab126eeb1b44e28af160dd31b2736b9&hash=D5F9EFA7B9BAB1C2AF7FE01B0FD4BEE3&mh=220)
The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...
![General contractors discussing on job site](https://www.insureon.com/-/media/blog/posts/2021/blog_general-contractor-license-requirement.jpg?rev=a5db39a08be34e5e8d4b83d0358531aa&hash=781C0E0F8D50FB4D3E065A1F85DFC670&mh=220)
The licensing, insurance, and bonding requirements for general contractors vary by state. Having the right insurance and bonding helps keep you financially protected, and it's required for some jobs...
![An engineer reviewing project details on their computer](https://www.insureon.com/-/media/blog/posts/2022/blog_engineer-license-requirements.jpg?rev=f7808dd259464406998edf7654c41471&hash=FD1C6A4E56E954AFF68C60BB99D412F8&mh=220)
The licensing and insurance requirements for engineers vary by state. Having the right insurance and licensing can help keep you financially protected and may be required for some jobs within the...
![An architect reviewing blueprints with a client](https://www.insureon.com/-/media/blog/posts/2022/blog_architect-license-requirements.jpg?rev=d24d92921c4d4ef7bde55464bdc73167&hash=EFC8491F12E3EFF5D4FC2435950CC0BE&mh=220)