State laws and requirements
![A stylized map of the United States](https://www.insureon.com/-/media/blog/posts/2023/blog_compare-workers-comp-rates-by-state.jpg?rev=96b4a942986247868b829bb689f09595&hash=88699368F5AA37CB5DAD2B83942D93BE&mh=220)
![HVAC contractor installing unit](https://www.insureon.com/-/media/blog/posts/2022/blog_hvac-licensing-requirements.jpg?rev=b6fe9c01a1a545d889c4d01ec9f3c362&hash=381F2C1B68476AE01C0A47B89397884F&mh=220)
The licensing, insurance, and bonding requirements for HVAC professionals vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some...
![Plumber fixing pipes in kitchen](https://www.insureon.com/-/media/blog/posts/2021/blog_plumbing-licensing-requirements.jpg?rev=4ab126eeb1b44e28af160dd31b2736b9&hash=D5F9EFA7B9BAB1C2AF7FE01B0FD4BEE3&mh=220)
The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...
![General contractors discussing on job site](https://www.insureon.com/-/media/blog/posts/2021/blog_general-contractor-license-requirement.jpg?rev=a5db39a08be34e5e8d4b83d0358531aa&hash=781C0E0F8D50FB4D3E065A1F85DFC670&mh=220)
The licensing, insurance, and bonding requirements for general contractors vary by state. Having the right insurance and bonding helps keep you financially protected, and it's required for some jobs...
![An engineer reviewing project details on their computer](https://www.insureon.com/-/media/blog/posts/2022/blog_engineer-license-requirements.jpg?rev=f7808dd259464406998edf7654c41471&hash=FD1C6A4E56E954AFF68C60BB99D412F8&mh=220)
The licensing and insurance requirements for engineers vary by state. Having the right insurance and licensing can help keep you financially protected and may be required for some jobs within the...
![An architect reviewing blueprints with a client](https://www.insureon.com/-/media/blog/posts/2022/blog_architect-license-requirements.jpg?rev=d24d92921c4d4ef7bde55464bdc73167&hash=EFC8491F12E3EFF5D4FC2435950CC0BE&mh=220)
![Electrician fixing light bulb wiring](https://www.insureon.com/-/media/blog/posts/2022/blog_electrician-licensing-requirements.jpg?rev=59d038ba5ff44eeaaff2e783a06e1513&hash=9EEE61C5CF1E2287E8CF7854747AB63F&mh=220)
The licensing, insurance, and bonding requirements for electricians vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some jobs...
![Graphic of United States showing interstate connectivity.](https://www.insureon.com/-/media/blog/posts/2015/photo_united-states-network-connected.jpg?rev=7d24b487dc914dd48822eed800262de4&hash=EC5748315C19BDC12A5D1C09917A3E86&mh=220)
![Insurance agent discussing licenses with customers](https://www.insureon.com/-/media/blog/posts/2023/blog_insurance-broker-licensing-requirements.jpg?rev=a0d6bc7247494716b4d0c18144947de1&hash=A5B79FC87556DB4F1ED157511EEC7DC8&mh=220)
Starting and running your own insurance business comes with a lot of requirements, including a license to sell or broker insurance. In some instances a license isn't required, but the best way to...
![Landscaping professional laying grass on property.](https://www.insureon.com/-/media/blog/posts/2022/blog_landscaping-license-requirements.jpg?rev=d4be521a18034a6bb67716b43dd33371&hash=FF0EAF7418939F5F724FA0AE8B56D93F&mh=220)
The licensing and insurance requirements for landscapers vary by state. Having the right insurance and licensing helps keep you financially protected and may be required for some jobs within the...
![delivery man driving work vehicle](https://www.insureon.com/-/media/blog/posts/2023/blog_out-of-state-workers-comp.jpg?rev=1f8f9a2ee2e940a2834b50a109fd3ed2&hash=528224970B0373CBC13C83608D6B1777&mh=220)
For many small businesses, workers’ compensation insurance is legally required if you have employees on staff. Workers’ compensation is regulated at the state level and the requirements vary...
![An office worker suffering wrist pain](https://www.insureon.com/-/media/blog/posts/2019/photo_office-worker-with-wrist-pain.jpg?rev=7398e3189f0b4c0c94bbccb5c5087acb&hash=AE263275AA365147556EA097A623E449&mh=220)
![A hair stylist consults with a customer on a haircut](https://www.insureon.com/-/media/blog/posts/2022/blog_hair-stylist-license-requirements.jpg?rev=50ad5762f2244fd999f03d5e0e774042&hash=DF7435282249D24D5942483C2A16985B&mh=220)
![A nail salon technician works on a customer's hand](https://www.insureon.com/-/media/blog/posts/2022/blog_nail-salon-technician-license.jpg?rev=41b68178ede34a1d904577aa7d8bd2b3&hash=6B7B6A1ECC3D9A9CD122452BE0384818&mh=220)
![A handyman fixes a vent in a house](https://www.insureon.com/-/media/blog/posts/2022/blog_handyman_licensing_requirements.png?rev=e8383a617d3b4c6b95485076c227c26e&hash=24489CF91CF6319C97D089D21B5F9269&mh=220)