Topic

State laws and requirements

An office worker suffering wrist pain
Workers' compensation insurance

Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp insurance works, and what you need to know as a business...

A stylized map of the United States
Workers' compensation insurance
The cost of your business's workers' compensation insurance varies state by state.
Plumber fixing pipes in kitchen
Construction

The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...

HVAC contractor installing unit
Installation

The licensing, insurance, and bonding requirements for HVAC professionals vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some...

General contractors discussing on job site
Construction

The licensing, insurance, and bonding requirements for general contractors vary by state. Having the right insurance and bonding helps keep you financially protected, and it's required for some jobs...

An engineer reviewing project details on their computer
Building design

The licensing and insurance requirements for engineers vary by state. Having the right insurance and licensing can help keep you financially protected and may be required for some jobs within the...

An architect reviewing blueprints with a client
Building design
The licensing, insurance, and bond requirements for architects vary by location and the amount of education and experience they have.
Electrician fixing light bulb wiring
Construction

The licensing, insurance, and bonding requirements for electricians vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some jobs...

Graphic of United States showing interstate connectivity.
Workers' compensation insurance
Businesses that work across state lines have unique workers' compensation obligations. Find out how to purchase workers’ comp for your business when you have employees in multiple states.
Insurance agent discussing licenses with customers
Insurance professionals

Starting and running your own insurance business comes with a lot of requirements, including a license to sell or broker insurance. In some instances a license isn't required, but the best way to...

Landscaping professional laying grass on property.
Landscaping

The licensing and insurance requirements for landscapers vary by state. Having the right insurance and licensing helps keep you financially protected and may be required for some jobs within the...

delivery man driving work vehicle
Workers' compensation insurance

For many small businesses, workers’ compensation insurance is legally required if you have employees on staff. Workers’ compensation is regulated at the state level and the requirements vary...

A hair stylist consults with a customer on a haircut
Personal care
The licensing and insurance requirements for hairstylists and hair salons vary by location and what services you or your salon may provide.
A nail salon technician works on a customer's hand
Personal care
The licensing requirements for nail salon technicians vary by state. Having the right licensing and insurance can help keep you financially protected within the personal care industry.
A handyman fixes a vent in a house
Construction
The licensing, insurance, and bonding requirements for handyman work varies by location and your state contractor licensing board. Some states have no licensing requirements.
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