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Can a sole proprietorship have employees?

As an entrepreneur, you probably wear a lot of hats. You take care of marketing, bookkeeping, customer service, and other tasks. As your business grows, you may start thinking about bringing in help,...

When do nonprofits need workers’ compensation insurance for volunteers?

Most nonprofit organizations depend on volunteers to help further their mission. But, if a volunteer gets hurt on the job, it’s important to understand when a nonprofit needs workers’ compensation...

How small businesses can reduce liabilities

Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly...

Why is commercial insurance so expensive?

If you’re a small business owner, you’ve probably noticed your commercial insurance costs creeping up over the past few years. While this can be frustrating, there are several factors that play into...

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What is action over exclusion in insurance?

If someone gets hurt on a job site and multiple companies are involved, a clause known as "action over exclusion" could remove insurance coverage when you need it most. Learn more about the action...

No-fault workers' comp laws: Fast claims, fewer lawsuits

Workers’ compensation is a type of insurance that protects employees in the event of a work-related injury or illness. In most cases, workers’ comp works in a no-fault system. As a small business...

Roofing license requirements in 2025
Roofing is a specialized construction trade that has specific licensing requirements depending on where you’re located. We’ll break down what you need, state-by-state.
How to get commercial cleaning contracts
Cleaning contracts are a great way to manage client expectations. Learn more about the best ways to get commercial cleaning contracts for your business.
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Compare workers’ comp rates by state
The cost of your business's workers' compensation insurance varies state by state.
A guide to the best vendor insurance

Vendors like artisans, bakers, and concessionaires face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you...

How to develop a loss control program

Loss control refers to the process of taking proactive steps to identify and address potential risks in a business to reduce losses and support workplace safety. Insurance companies encourage the...

Business insurance policies every consultant should consider
Consulting businesses face a variety of risks. Here are several common insurance policies that consultants should consider to keep their business protected.
Why your commercial lease requires tenant liability insurance

Landlords often require business owners to carry commercial lease insurance. Learn why you may need to purchase tenant insurance before signing a lease, and the types of coverage you may need to...

Steps to get your cleaning business bonded and insured – and how much it costs
Getting your cleaning business bonded and insured can lower risks and help you grow your business. Learn what you need to do, and how much it will cost you.
How does workers’ compensation work?

Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp insurance works, and what you need to know as a business...

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