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Workers' compensation insurance

The benefits and limitations of small business insurance
Small business insurance can help you comply with state laws, protect your employees, and win more clients.
Protecting employees: Workers’ compensation vs. health insurance
Where health insurance coverage ends and workers' comp coverage begins can be confusing for employers and employees alike. Learn about how the two insurance policies differ from one another.
Roofing license requirements
Roofing is a specialized construction trade that has specific licensing requirements depending on where you’re located. We’ll break down what you need, state-by-state.
No-fault workers' comp laws: Fast claims, fewer lawsuits

Workers’ compensation is a type of insurance that protects employees in the event of a work-related injury or illness. In most cases, workers’ comp works in a no-fault system. As a small business...

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Compare workers’ comp rates by state
Each state has its own regulations for workers' compensation which determine when your business is required to carry it. The cost of workers' compensation insurance varies by state as well.
What is the difference between workers’ compensation vs. disability insurance?

Although they are similar policies, workers’ comp protects both the employer and employees from the cost of job-related injuries and illnesses, while disability insurance covers an employee for...

How does workers’ compensation work?

Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp insurance works, and what you need to know as a business...

A guide to the best vendor insurance

Vendors like artisans, bakers, and concessionaires face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you...

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Can a sole proprietorship have employees?

As an entrepreneur, you probably wear a lot of hats. You take care of marketing, bookkeeping, customer service, and other tasks. As your business grows, you may start thinking about bringing in help,...

When do nonprofits need workers’ compensation insurance for volunteers?

Most nonprofit organizations depend on volunteers to help further their mission. But, if a volunteer gets hurt on the job, it’s important to understand when a nonprofit needs workers’ compensation...

How small businesses can reduce liabilities

Every small business has liabilities, which can lead to pricey lawsuits. Knowing how to reduce your company’s liability and secure a financial cushion can help you protect your business from costly...

Why is commercial insurance so expensive?

If you’re a small business owner, you’ve probably noticed your commercial insurance costs creeping up over the past few years. While this can be frustrating, there are several factors that play into...

What is action over exclusion in insurance?

If someone gets hurt on a job site and multiple companies are involved, a clause known as "action over exclusion" could remove insurance coverage when you need it most. Learn more about the action...

How to get commercial cleaning contracts
Cleaning contracts are a great way to manage client expectations. Learn more about the best ways to get commercial cleaning contracts for your business.
How to develop a loss control program

Loss control refers to the process of taking proactive steps to identify and address potential risks in a business to reduce losses and support workplace safety. Insurance companies encourage the...

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