Topic

Food & beverage

People visiting vendor booths at an outdoor festival.
Retail
A guide to the best vendor insurance

Vendors like artisans, bakers, and restaurants face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you with...

Woman purchasing roses from a florist.
Small business insurance
Is seasonal business insurance right for your business?
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
A caterer setting up a table of food at an event
Food & beverage
What to know about catering licenses and permits

The licensing requirements for caterers vary by location. Having the right licensing and insurance can help keep you financially protected and may be required for some jobs within the food and...

Friends at a bar.
Liquor liability insurance
Host liquor liability vs. liquor liability: Which do you need?

Depending on the type of business you own, you will need to invest in either host liquor liability or liquor liability insurance. Read on to learn the difference and decide which one is the right...

Waitress holding plates.
Food & beverage
How to respond to customer complaints at your restaurant

Good food and happy customers are the key to success for any restaurant. That's why knowing how to handle customer complaints and deal with angry customers is integral to running a successful...

Someone taking a picture of a cup of coffee with their cellphone.
Social media marketing
Can businesses use customer photos on social media?
Sharing customer photos as they engage with your business comes with unique risks, and you'll need to take steps to make sure your business is protected.
Plates of food on a table in a restaurant from above.
Food & beverage
How to create a risk management plan for your restaurant business

Preparing for the worst is essential to running a successful food business. Before you open your doors on your new business, reduce the likelihood of a serious accident or a liability lawsuit by...

A shopkeeper smiling in front of colorful shelves.
Growing a business
Does your business have the right to refuse service to customers?
Business owners have the right to refuse service to customers for legitimate reasons. Learn when it’s legal to turn away a would-be customer, and when it could land you in court.
Businessmen carrying umbrellas during a storm
Commercial umbrella insurance
How does commercial umbrella insurance work?
Commercial umbrella insurance can serve as an extra buffer of financial protection if your business exceeds its other forms of coverage. Find out how this policy works.
Man standing in front of chalkboard filled with brainstorming notes.
Starting a business
What do you need to start a microbusiness?
Learn what a microbusiness is, the pros and cons of owning one, and key things to consider when starting one.
Woman in a leg cast with a laptop reviewing paperwork.
Workers' compensation insurance
What employers need to know about workers' compensation benefits
Almost every state requires employers to carry workers’ compensation insurance for their employees. Learn about the four types of workers’ compensation benefits and how they work.
Reading glasses resting on top of a copy of the CARES COVID relief act.
Coronavirus
Where to find coronavirus small business relief
Many small businesses continue to struggle as the coronavirus pandemic wears on. Here are some practical tips and financial resources for finding small business relief.
Chef in a restaurant kitchen
Food & beverage
Protect your business with food contamination and spoilage coverage
Food spoilage and contamination insurance is a must for restaurants and other businesses that work with food, but like other policies, it has its limitations.
Gone viral sign on door.
Social media marketing
How to go viral on Instagram with your small business
Engaging with even a small percentage of the billion-plus people who use Instagram each month can have a tremendous impact on your business.
A restaurant from the exterior.
Food & beverage
How to write a restaurant business plan and avoid risks
If you are opening your own restaurant your success may be dependent on a well thought out business plan and adequate protection from associated risks.
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