Topic

Food & beverage

A small business owner meeting with an HR representative in an office with glass walls.
Employment practices liability
How to handle suspected employee theft at your business
When you suspect that an employee has been stealing from your business, there are a few best practices you can utilize to prepare and respond to this situation.
Employee handing a customer a bag using safety gloves.
Food & beverage
What to know about food handling licenses and insurance
Proper safety is critical to running a successful food and beverage establishment. Learn how to obtain a food handlers card for yourself and your small business employees.
A fire suppression system inside a restaurant.
Food & beverage
Commercial kitchen fire safety for restaurant owners
An introduction to UL 300 and NFPA 96, two kitchen safety standards that may impact your property insurance.
Small business owner reviewing notes with a client.
Professional liability / E&O
How to protect your business from lawsuits

By addressing your business risks with the right mitigation strategies and preparing for any disputes, you can reduce your chance of a lawsuit and the impact it can have on your reputation and your...

People visiting vendor booths at an outdoor festival.
Retail
A guide to the best vendor insurance

Vendors like artisans, bakers, and concessionaires face unique risks, and often need insurance to appear at a venue. Learn how vendor liability insurance can protect your business and provide you...

Woman purchasing roses from a florist.
Small business insurance
Is seasonal business insurance right for your business?
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
Small business owners shaking hands
Small business insurance
Small Business Saturday 2023
Thank you for being at the heart of our communities.
A small business owner meeting with a prospective new client.
Growing a business
How to grow your small business to new heights
A business expansion can gain new customers, and potentially more profits, for a small business owner. Of course, you’ll need the right strategy to avoid growing pains and remain profitable.
A construction worker standing on a roof.
Workers' compensation insurance
When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Man balancing on a tightrope with an umbrella and a briefcase.
Small business insurance
10 things to check before canceling a small business insurance policy

Economic uncertainty, disastrous weather events, and temporary business closures are just a few reasons why small business owners might be tempted to cancel one or more insurance policies, but there...

A caterer setting up a table of food at an event
Food & beverage
What to know about catering licenses and permits

The licensing requirements for caterers vary by location. Having the right licensing and insurance can help keep you financially protected and may be required for some jobs within the food and...

Friends at a bar.
Liquor liability insurance
Host liquor liability vs. liquor liability: Which do you need?

Depending on the type of business you own, you will need to invest in either host liquor liability or liquor liability insurance. Read on to learn the difference and decide which one is the right...

Waitress holding plates.
Food & beverage
How to respond to customer complaints at your restaurant

Good food and happy customers are the key to success for any restaurant. That's why knowing how to handle customer complaints and deal with angry customers is integral to running a successful...

Someone taking a picture of a cup of coffee with their cellphone.
Social media marketing
Can businesses use customer photos on social media?
Sharing customer photos as they engage with your business comes with unique risks, and you'll need to take steps to make sure your business is protected.
Plates of food on a table in a restaurant from above.
Food & beverage
How to create a risk management plan for your restaurant business

Preparing for the worst is essential to running a successful food business. Before you open your doors on your new business, reduce the likelihood of a serious accident or a liability lawsuit by...

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