Topic

Food & beverage

Woman purchasing roses from a florist.
Small business insurance
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
A caterer setting up a table of food at an event
Food & beverage

The licensing requirements for caterers vary by location. Having the right licensing and insurance can help keep you financially protected and may be required for some jobs within the food and...

Friends at a bar.
Liquor liability insurance

Depending on the type of business you own, you will need to invest in either host liquor liability or liquor liability insurance. Read on to learn the difference and decide which one is the right...

Waitress holding plates.
Food & beverage

Good food and happy customers are the key to success for any restaurant. That's why knowing how to handle customer complaints and deal with angry customers is integral to running a successful...

A construction worker standing on a roof.
Workers' compensation insurance
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Someone taking a picture of a cup of coffee with their cellphone.
Social media marketing
Sharing customer photos as they engage with your business comes with unique risks, and you'll need to take steps to make sure your business is protected.
Plates of food on a table in a restaurant from above.
Food & beverage

Preparing for the worst is essential to running a successful food business. Before you open your doors on your new business, reduce the likelihood of a serious accident or a liability lawsuit by...

A shopkeeper smiling in front of colorful shelves.
Growing a business
Business owners have the right to refuse service to customers for legitimate reasons. Learn when it’s legal to turn away a would-be customer, and when it could land you in court.
Businessmen carrying umbrellas during a storm
Commercial umbrella insurance
Commercial umbrella insurance can serve as an extra buffer of financial protection if your business exceeds its other forms of coverage. Find out how this policy works.
People visiting vendor booths at an outdoor festival.
Retail
Vendors like artisans, bakers, and restaurants face unique risks. Learn how vendor liability insurance can protect your business.
Man standing in front of chalkboard filled with brainstorming notes.
Starting a business
Learn what a microbusiness is, the pros and cons of owning one, and key things to consider when starting one.
Woman in a leg cast with a laptop reviewing paperwork.
Workers' compensation insurance
Almost every state requires employers to carry workers’ compensation insurance for their employees. Learn about the four types of workers’ compensation benefits and how they work.
Reading glasses resting on top of a copy of the CARES COVID relief act.
Coronavirus
Many small businesses continue to struggle as the coronavirus pandemic wears on. Here are some practical tips and financial resources for finding small business relief.
Chef in a restaurant kitchen
Food & beverage
Food spoilage and contamination insurance is a must for restaurants and other businesses that work with food, but like other policies, it has its limitations.
Gone viral sign on door.
Social media marketing
Engaging with even a small percentage of the billion-plus people who use Instagram each month can have a tremendous impact on your business.
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