Food & beverage

Businessmen carrying umbrellas during a storm
Commercial umbrella insurance
Commercial umbrella insurance can serve as an extra buffer of financial protection if your business exceeds its other forms of coverage. Find out how this policy works.
Man standing in front of chalkboard filled with brainstorming notes.
Starting a business
Learn what a microbusiness is, the pros and cons of owning one, and key things to consider when starting one.
Woman in a leg cast with a laptop reviewing paperwork.
Workers' compensation insurance
Almost every state requires employers to carry workers’ compensation insurance for their employees. Learn about the four types of workers’ compensation benefits and how they work.
Chef in a restaurant kitchen
Food & beverage
Food spoilage and contamination insurance is a must for restaurants and other businesses that work with food, but like other policies, it has its limitations.
A restaurant from the exterior.
Food & beverage
If you are opening your own restaurant your success may be dependent on a well thought out business plan and adequate protection from associated risks.
A caution wet floor sign and a man walking by.
General liability insurance
It may be impossible to prevent slip-and-fall accidents completely, but there are steps that you can take to decrease the risk for your business.
Group of friends at restaurant.
Food & beverage
Having repeat customers is necessary to running a successful restaurant. Below, we explore 10 ways you can have happy diners returning again and again.
Man opening shop.
Food & beverage
Opening a successful restaurant requires more than a love of food and a knack for business. Explore six crucial steps for opening your business
Diners ordering from menu.
Food & beverage
Changing your restaurant's menu can be a pivotal decision for the success of your business. Consider these four items before making the leap.
A server brings a tray of drinks to a table.
Food & beverage

In the service industry, many tipped workers also perform non-tipped work like cleaning tables or prepping food. As a business owner, you can avoid a lawsuit by adhering to government regulations and...

Microscopic e coli bacteria.
Food & beverage
Protect yourself and your restaurant in the event of E. coli and norovirus outbreaks with general liability and product liability insurance whether it's your fault or not.
A man in a car spills coffee on himself.
Food & beverage
Meritless lawsuits, like those over the temperature of the coffee you serve, still cost your business money. Prepare yourself for meritless lawsuits with the proper insurance policy.
Man looking at menu in restaurant.
Food & beverage

If your restaurant accidentally uses a trademarked name for an item on your menu, you could be headed for a costly copyright infringement lawsuit. Protect your business by naming your dishes...

A collection of arms directed towards the center.
Employment practices liability
The best way to protect your business is to ensure that your employees don't face harassment or discrimination at the workplace.
A gavel on a table next to a pile of cash.
Professional liability / E&O insurance
A civil lawsuit against your business can be stressful and expensive, but there are ways to mitigate the costs, including small business insurance. Compare quotes online with Insureon.
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