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Construction & contracting

On InsureonBlog Posts
Woman purchasing roses from a florist.
Small business insurance
Is seasonal business insurance right for your business?
While seasonal business insurance is an option for some, most business owners would benefit from investing in continuous coverage for their small business.
Two construction contractors shake hands over building plan.
Construction & contracting
Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
Two handymen working on a room
Construction & contracting
Handyman vs. general contractor: What’s the difference?

Contractors and handymen both focus on repair, maintenance, and construction, yet there are many differences between the two in their licensing and insurance requirements. There are also differences...

A handyman fixes a vent in a house
Construction & contracting
What to know about handyman licenses and bonds
The licensing, insurance, and bonding requirements for handyman work varies by location and your state contractor licensing board. Some states have no licensing requirements.
An office worker suffering wrist pain
Workers' compensation insurance
How does workers’ compensation work?
Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp works, and what you need to know as a business owner.
A construction worker standing on a roof.
Workers' compensation insurance
When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
A woman rubbing her neck in pain at work.
Workers' compensation insurance
Top 10 causes of accidents in the workplace and their costs
Knowing the most common workplace injuries and how to prevent them can decrease the number of workplace accidents at your business and increase your employees' safety.
Two construction workers in helmets up high on a building.
Construction & contracting
6 tips to prevent struck-by-object accidents in the workplace

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

Man in a sport coat driving
Hired & non-owned auto insurance
Why personal car insurance may not cover business use
Insurance companies view business drivers as bigger risks than personal drivers. That's why you may need auto insurance that specifically covers driving for work purposes.
Two construction workers surveying a job site
Construction & contracting
How do construction and contractor licenses and permits work?
The types of licenses that construction companies and contractors need vary by location, but most projects will at least require a building permit.
A serious woman signing paperwork
Surety bonds
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
General contractors discussing on job site
Construction & contracting
What to know about general contractor licenses and bonds

The licensing, insurance, and bonding requirements for general contractors vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some...

Plumber fixing pipes in kitchen
Construction & contracting
What to know about plumber licenses and bonds

The licensing, insurance, and bonding requirements for plumbers vary by state. Having the right insurance and bonding can help keep you financially protected, and may be required for some jobs within...

Two people in helmets working on a roof.
Construction & contracting
Types of construction insurance
The construction industry is full of risks. However, there are several types of construction insurance that can keep your small business protected from the most common hazards.
Electrician fixing light bulb wiring
Construction & contracting
What to know about electrician licenses and bonds

The licensing, insurance, and bonding requirements for electricians vary by state. Having the right insurance and bonding can help keep you financially protected and may be required for some jobs...

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