Topic

Construction

Hands placed one on top of the other.
Workers' compensation insurance
Protecting employees: Workers’ compensation vs. health insurance
Where health insurance coverage ends and workers' comp coverage begins can be confusing for employers and employees alike. Learn about how the two insurance policies differ from one another.
Building addition to residential house with new foundation.
Construction
How a builder’s risk insurance policy can protect your business

Builder’s risk insurance protects construction companies, contractors, and subcontractors from losses caused by damages to buildings in progress. See if this short-term property insurance policy can...

Two construction contractors shake hands over building plan.
Construction
Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
A construction worker standing on a roof.
Workers' compensation insurance
When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Two men shaking hands in an office
Independent contractors
Contractor vs. subcontractor: What's the difference?
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Person signing insurance and bonding documents.
Surety bonds
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
An office worker suffering wrist pain
Workers' compensation insurance
How does workers’ compensation work?
Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp works, and what you need to know as a business owner.
Man balancing on a tightrope with an umbrella and a briefcase.
Small business insurance
10 things to check before canceling a small business insurance policy

Economic uncertainty, disastrous weather events, and temporary business closures are just a few reasons why small business owners might be tempted to cancel one or more insurance policies, but there...

A front loader moves dirt on a construction site.
Construction
Construction insurance for 3 common contractor claims

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

Two handymen working on a room
Construction
Handyman vs. general contractor: What’s the difference?

Contractors and handymen both focus on repair, maintenance, and construction, yet there are many differences between the two in their licensing and insurance requirements. There are also differences...

A handyman fixes a vent in a house
Construction
What to know about handyman licenses and bonds
The licensing, insurance, and bonding requirements for handyman work varies by location and your state contractor licensing board. Some states have no licensing requirements.
A construction worker clutching his knee in pain.
Workers' compensation insurance
How to prevent workplace injuries
Taking measures to ensure that your workplace is safe is cost effective and will improve employee morale.
Two construction workers in helmets up high on a building.
Construction
6 tips to prevent struck-by-object accidents in the workplace

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

Two construction workers surveying a job site
Construction
How do construction and contractor licenses and permits work?
The types of licenses that construction companies and contractors need vary by location, but most projects will at least require a building permit.
Man in a sport coat driving
Commercial auto insurance
Why personal car insurance may not cover business use
Insurance companies view business drivers as bigger risks than personal drivers. That's why you may need auto insurance that specifically covers driving for work purposes.
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