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Construction & contractors

Top 10 causes of accidents in the workplace and their costs
Knowing the most common workplace injuries and how to prevent them can decrease the number of workplace accidents at your business and increase your employees' safety.
What types of construction insurance do you need?
The construction industry is full of risks. However, there are several types of construction insurance that can keep your small business protected from the most common hazards.
How to become a general contractor

Becoming a general contractor requires a combination of education and hands-on work experience. You might start off in a particular building trade and work your way up to general contracting, or...

Commercial vs. personal auto insurance: Side-by-side
In this video, we provide a side-by-side comparison of commercial auto and personal auto insurance. No matter how you use a vehicle for your business, know that there’s coverage available.
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Small business success story: Protecting a general contractor’s dream
In this short video, Nathaniel Muhammad of Chicago describes how he started his general contracting business, and how having the right insurance helped protect it.
How to grow your small business to new heights
A business expansion can gain new customers, and potentially more profits, for a small business owner. Of course, you’ll need the right strategy to avoid growing pains and remain profitable.
Project insurance vs. traditional business insurance: Understanding the differences

Knowing the differences between project insurance and traditional business insurance can help business owners make informed decisions, protect their businesses legally and financially, as well as...

Are subcontractors required to have insurance?

Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...

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The top construction risk management threats

Employee injuries, stolen equipment, and structural flaws can disrupt a construction company’s business, but you can mitigate risks by following industry best practices and choosing the right...

Protecting employees: Workers’ compensation vs. health insurance
Where health insurance coverage ends and workers' comp coverage begins can be confusing for employers and employees alike. Learn about how the two insurance policies differ from one another.
How a builder’s risk insurance policy can protect your business

Builder’s risk insurance protects construction companies, contractors, and subcontractors from losses caused by damages to buildings in progress. See if this short-term property insurance policy can...

Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Contractor vs. subcontractor: What's the difference?
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.

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