Topic

Construction

Contractor woodworking while on the job
Construction

Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...

Construction worker using a grinder
Construction

Employee injuries, stolen equipment, and structural flaws can disrupt a construction company’s business, but you can mitigate risks by following industry best practices and choosing the right...

Hands placed one on top of the other.
Workers' compensation insurance
Where health insurance coverage ends and workers' comp coverage begins can be confusing for employers and employees alike. Learn about how the two insurance policies differ from one another.
Building addition to residential house with new foundation.
Construction

Builder’s risk insurance protects construction companies, contractors, and subcontractors from losses caused by damages to buildings in progress. See if this short-term property insurance policy can...

Two construction contractors shake hands over building plan.
Construction
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
A construction worker standing on a roof.
Workers' compensation insurance
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Two men shaking hands in an office
Independent contractors
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Person signing insurance and bonding documents.
Surety bonds
Business insurance and bonds protect your business from financial losses and help you win clients.
An office worker suffering wrist pain
Workers' compensation insurance
Workers' compensation covers the costs of work-related injuries and illnesses, like medical bills and lost wages. Here’s how workers’ comp works, and what you need to know as a business owner.
Man balancing on a tightrope with an umbrella and a briefcase.
Small business insurance

Economic uncertainty, disastrous weather events, and temporary business closures are just a few reasons why small business owners might be tempted to cancel one or more insurance policies, but there...

A front loader moves dirt on a construction site.
Construction

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

A handyman fixes a vent in a house
Construction
The licensing, insurance, and bonding requirements for handyman work varies by location and your state contractor licensing board. Some states have no licensing requirements.
Two handymen working on a room
Construction

Contractors and handymen both focus on repair, maintenance, and construction, yet there are many differences between the two in their licensing and insurance requirements. There are also differences...

A construction worker clutching his knee in pain.
Workers' compensation insurance
Taking measures to ensure that your workplace is safe is cost effective and will improve employee morale.
Two construction workers in helmets up high on a building.
Construction

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

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