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Construction & contractors

Project insurance vs. traditional business insurance: Understanding the differences

Knowing the differences between project insurance and traditional business insurance can help business owners make informed decisions, protect their businesses legally and financially, as well as...

Are subcontractors required to have insurance?

Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...

The top construction risk management threats

Employee injuries, stolen equipment, and structural flaws can disrupt a construction company’s business, but you can mitigate risks by following industry best practices and choosing the right...

How a builder’s risk insurance policy can protect your business

Builder’s risk insurance protects construction companies, contractors, and subcontractors from losses caused by damages to buildings in progress. See if this short-term property insurance policy can...

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Construction insurance vs. surety bond: What’s the difference?
Construction insurance and surety bonds provide coverage if a dispute arises between your construction business and another party, but the two types of protection function differently.
When do I need to buy workers' compensation insurance?
Workers' compensation not only protects your business from financial loss, but it is also required by law in most states if you have employees.
Contractor vs. subcontractor: What's the difference?
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
What does it mean to be bonded and insured?
Business insurance and bonds protect your business from financial losses and help you win clients.
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10 things to check before canceling a small business insurance policy
Economic uncertainty, tight margins, and temporary business closures may tempt small business owners to cancel one or more insurance policies, but there are a number of factors to consider first.
Construction insurance for 3 common contractor claims

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

Handyman vs. general contractor: What’s the difference?

Contractors and handymen both focus on repair, maintenance, and construction, yet there are many differences between the two in their licensing and insurance requirements. There are also differences...

How to prevent workplace injuries
Taking measures to ensure that your workplace is safe is cost effective and will improve employee morale.
6 tips to prevent struck-by-object accidents in the workplace

Struck-by-objects injuries are one of the Occupational Safety and Health Administration’s "fatal four" hazards, but there are measures you can take to minimize the risks. Below we identify and...

How do construction and contractor licenses and permits work?
The types of licenses that construction companies and contractors need vary by location, but most projects will at least require a building permit.
How to get a business license
Regardless of your type of work, you’ll likely need a small business license from your state or local government in order to operate in your industry.
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