Freelance
![Wedding photographer taking a picture of a bride and groom.](https://www.insureon.com/-/media/blog/posts/2024/blog_best-wedding-photographer-insurance-for-one-day-events.jpg?rev=77db7770067d432a99afa8f05b45ac2f&hash=F4C30F97DABA26A86172B992BDE15A9E&mh=220)
Photographers often need liability insurance and equipment coverage to work at weddings. Though you can purchase coverage for a one-day event, you may want a year-long policy if you frequently shoot...
![Sole proprietor working in their home office.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-sole-proprietor.jpg?rev=d53e3429dfb140a08ac3e5d2b8393419&hash=5BBE1E0A374D58D28BB001DD6C835212&mh=220)
Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...
![Two cybersecurity consultants examining client software code.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-become-a-cybersecurity-consultant.jpg?rev=bfa9afb18f294f289094977d6757e7b6&hash=52A9E2CB73569D6598E695B60BDE99E6&mh=220)
![A closeup of a person working on a laptop and graphs.](https://www.insureon.com/-/media/blog/posts/2019/photo_closeup-of-charts-and-laptop.jpg?rev=f7b2248ee86341a381d03bcdba50d251&hash=A5CA6C0A44E70AB91446F9C098BDE6C9&mh=220)
![Self-employed business owner looking at business details.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-independent-contractor.jpg?rev=0cb9cd8e719b49f6a70502ec4337516b&hash=3247270CC70424FF7A54C0214BE46628&mh=220)
Anyone who works but isn’t an employee is self-employed. This includes independent contractors, although not everyone who is self-employed is an independent contractor. The difference depends on...
![Woman with a laptop drinking coffee](https://www.insureon.com/-/media/blog/posts/2019/photo_woman-with-laptop-drinking-coffee.jpg?rev=a37f98be79a64dcba51cf5e907ba8852&hash=4B3C5AF31DC41E5DA6A0AEB4863F63D5&mh=220)
Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...
![IT consultant conferring with client in server room.](https://www.insureon.com/-/media/blog/posts/2021/photo_it-consultant-in-server-room.png?rev=134b6625265c4b38b6687f7460a2151d&hash=3EF641A957CA188105A42C375E12D28D&mh=220)
![Freelancer working from home on her laptop](https://www.insureon.com/-/media/blog/posts/2023/blog_working-from-home-insurance.jpg?rev=8fa3a2f5308c4854b979c934c42ff4b3&hash=EC2233CC92231D23D98D879D7012233F&mh=220)
Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...
![Contractor woodworking while on the job](https://www.insureon.com/-/media/blog/posts/2023/blog_subcontractors-required-insurance.jpg?rev=9148d86a634647b5b4bf1884213fd2a7&hash=FFA369511C9A5A376312863B1EF90566&mh=220)
Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...
![IT freelancers connecting and networking in a co-work space](https://www.insureon.com/-/media/blog/posts/2023/blog_how-to-find-clients-if-youre-an-it-freelancer.jpg?rev=1a8d957bfb8f4791b42106951682da13&hash=A5DD428486302E666435B33A1118537C&mh=220)
![Two men shaking hands in an office](https://www.insureon.com/-/media/blog/posts/2019/photo_two-men-shaking-hands.jpg?rev=450465d4340242d6a55a25f9fcda11bc&hash=F8179C515BE76DA24A8005A6A8A2A9A6&mh=220)
![Woman fixing a computer](https://www.insureon.com/-/media/blog/posts/2019/photo_woman-fixing-computer.jpg?rev=23f11902252843bcbb9b509ef57e942c&hash=EC82C61C90F9669B59AA8ADB190A42CB&mh=220)
![Three people looking at a chart on a computer.](https://www.insureon.com/-/media/blog/posts/2019/photo_three-people-looking-at-computer.jpg?rev=c25fbfbebcf142e3b878d4e2147aa8d2&hash=2B8FFCD82B420508447334C99B4E1ADB&mh=220)
![Toy business men standing on a notebook with dashed lines on it.](https://www.insureon.com/-/media/blog/posts/2019/photo_toy-business-men-on-notebook.jpg?rev=3189c60f2b5d41238b3aede5ace52ae2&hash=A1D6BEE93576747BD96E8BE245B96ABD&mh=220)
A sole proprietorship is a business that’s owned and operated by one person, while a limited liability company (LLC) can be formed by an individual or a group of entrepreneurs. Each has their own...
![Overhead view of a woman working on a computer](https://www.insureon.com/-/media/blog/posts/2019/photo_overhead-female-technical-writer.jpg?rev=f0b9f0e2aa8f4c4a824519318fc40031&hash=2F98AF4177B3848A539D6A61D612A45C&mh=220)