Topic

Independent contractors

Workers' compensation insurance
Workers’ compensation insurance is required in most states for businesses that have employees. However, in some cases, business owners and workers can be exempt.
Starting a business
If you're a sole proprietor, having business insurance can provide useful protection against lawsuits, damaged property, and lost wages.
Independent contractors
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Freelance
Being self-employed comes with freedom as well as risks. Learn how freelance business insurance can protect your business no matter your profession.
Starting a business

Sole proprietor and independent contractor are terms that describe people who work for themselves. Which one applies to your business depends on the taxation structure and your professional...

Human resources & hiring

While employees and independent contractors both complete work for your business, they have two different roles in your organization. Find out whether you should make your next hire an employee or a...

Human resources & hiring
New Jersey is the latest state to use the ABC test for deciding on worker classification issues. Learn about the test and why it matters to small business owners.
Certificate of insurance
Hiring an independent contractor comes with its own set of insurance considerations and requirements.
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