Topic

Independent contractors

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Starting a business

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

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Independent contractors
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
Woman at construction site with leg injury.
Workers' compensation insurance
Workers’ compensation insurance is required in most states for businesses that have employees. However, in some cases, business owners and workers can be exempt.
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Independent contractors
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
A man looking at his phone and working on a laptop.
Freelance
Being self-employed comes with freedom as well as risks. Learn how freelance business insurance can protect your business no matter your profession.
A business man and woman shake hands during a meeting with staff.
Human resources & hiring

While employees and independent contractors both complete work for your business, they have two different roles in your organization. Find out whether you should make your next hire an employee or a...

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