Independent contractors
![Sole proprietor working in their home office.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-sole-proprietor.jpg?rev=d53e3429dfb140a08ac3e5d2b8393419&hash=5BBE1E0A374D58D28BB001DD6C835212&mh=220)
Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...
![Independent contractor looking at their business license.](https://www.insureon.com/-/media/blog/posts/2023/blog_independent-contractor-business-license.jpg?rev=281eb92bf4ed4acf80fab289de99bb7b&hash=3A65ED67294ABDCE132430846D16D2CB&mh=220)
![Contractors and a businessman review building plans.](https://www.insureon.com/-/media/blog/posts/2014/photo_contractor-and-businessman-review-building-plan.jpg?rev=b2aee5b80bdf46e58e147c868d309370&hash=C6708AA1F891E30E746857D82B8DFE34&mh=220)
![Self-employed business owner looking at business details.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-independent-contractor.jpg?rev=0cb9cd8e719b49f6a70502ec4337516b&hash=3247270CC70424FF7A54C0214BE46628&mh=220)
Anyone who works but isn’t an employee is self-employed. This includes independent contractors, although not everyone who is self-employed is an independent contractor. The difference depends on...
![General contractor measuring a structure for a project.](https://www.insureon.com/-/media/blog/posts/2023/blog_how-to-become-a-general-contractor.jpg?rev=45c6b6f8c96b40228335088a082dbe3a&hash=0EFE024157C7F7F70DF40C0D8E5F4269&mh=220)
Becoming a general contractor requires a combination of education and hands-on work experience. You might start off in a particular building trade and work your way up to general contracting, or...
![Woman with a laptop drinking coffee](https://www.insureon.com/-/media/blog/posts/2019/photo_woman-with-laptop-drinking-coffee.jpg?rev=a37f98be79a64dcba51cf5e907ba8852&hash=4B3C5AF31DC41E5DA6A0AEB4863F63D5&mh=220)
Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...
![Freelancer working from home on her laptop](https://www.insureon.com/-/media/blog/posts/2023/blog_working-from-home-insurance.jpg?rev=8fa3a2f5308c4854b979c934c42ff4b3&hash=EC2233CC92231D23D98D879D7012233F&mh=220)
Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...
![Two small business professionals reviewing paperwork for a specific project](https://www.insureon.com/-/media/blog/posts/2023/blog_what-is-project-insurance.jpg?rev=bd2c74f5eec3481e83721d5b3be890ee&hash=9171937FC832BB6277F241DA9EADA2FF&mh=220)
Knowing the differences between project insurance and traditional business insurance can help business owners make informed decisions, protect their businesses legally and financially, as well as...
![Contractor woodworking while on the job](https://www.insureon.com/-/media/blog/posts/2023/blog_subcontractors-required-insurance.jpg?rev=9148d86a634647b5b4bf1884213fd2a7&hash=FFA369511C9A5A376312863B1EF90566&mh=220)
Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...
![Two men shaking hands in an office](https://www.insureon.com/-/media/blog/posts/2019/photo_two-men-shaking-hands.jpg?rev=450465d4340242d6a55a25f9fcda11bc&hash=F8179C515BE76DA24A8005A6A8A2A9A6&mh=220)
![A business man and woman shake hands during a meeting with staff.](https://www.insureon.com/-/media/blog/posts/2019/photo_business-people-shake-hands-during-meeting.jpg?rev=d164c66fae9d458da5c9d8cee970cf18&hash=A5778CBC787EAA4089C0FEDF87F60665&mh=220)
While employees and independent contractors both complete work for your business, they have two different roles in your organization. Find out whether you should make your next hire an employee or a...