Topic

Independent contractors

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Starting a business
Sole proprietor vs. independent contractor: What’s the difference?

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

Contractors and a businessman review building plans.
Independent contractors
The small business owner's guide to contractor liability insurance
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
Woman at construction site with leg injury.
Workers' compensation insurance
Who qualifies for a workers' compensation exemption?
Workers’ compensation insurance is required in most states for businesses that have employees. However, in some cases, business owners and workers can be exempt.
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Independent contractors
Contractor vs. subcontractor: What's the difference?
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
A man looking at his phone and working on a laptop.
Freelance
How to protect yourself with freelance business insurance
Being self-employed comes with freedom as well as risks. Learn how freelance business insurance can protect your business no matter your profession.
A business man and woman shake hands during a meeting with staff.
Human resources & hiring
Employee vs. contractor: How to make the right choice

While employees and independent contractors both complete work for your business, they have two different roles in your organization. Find out whether you should make your next hire an employee or a...

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