Topic

Independent contractors

Freelancer working from home on her laptop
Home-based businesses

Whether you’re running a business from home or telecommuting, working from home has risks that might not be covered by your homeowner’s or renter’s insurance. There are several policy options to...

Two small business professionals reviewing paperwork for a specific project
Construction & contracting

Knowing the differences between project insurance and traditional business insurance can help business owners make informed decisions, protect their businesses legally and financially, as well as...

Contractor woodworking while on the job
Construction & contracting

Subcontractors and independent contractors are sometimes required to carry insurance to comply with state laws and licensing requirements. They may also need their own insurance to qualify for...

Two men shaking hands in an office
Independent contractors
Learn about the difference between contractors and subcontractors and the types of liabilities that they face.
Woman with a laptop drinking coffee
Starting a business

Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...

Contractors and a businessman review building plans.
Independent contractors
While many independent contractors buy insurance for themselves, you may need to provide some types of insurance for the contractors you hire as a way of covering their liabilities and your own.
A business man and woman shake hands during a meeting with staff.
Human resources & hiring

While employees and independent contractors both complete work for your business, they have two different roles in your organization. Find out whether you should make your next hire an employee or a...

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