Topic
Contracts
![Sole proprietor working in their home office.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-sole-proprietor.jpg?rev=d53e3429dfb140a08ac3e5d2b8393419&hash=5BBE1E0A374D58D28BB001DD6C835212&mh=220)
Freelance
Self-employed individuals and sole proprietors share similar tax obligations and risks because their personal assets are tied to their business, but not all self-employed business owners are sole...
![Independent contractor looking at their business license.](https://www.insureon.com/-/media/blog/posts/2023/blog_independent-contractor-business-license.jpg?rev=281eb92bf4ed4acf80fab289de99bb7b&hash=3A65ED67294ABDCE132430846D16D2CB&mh=220)
Independent contractors
Whether you need a business license as an independent contractor depends on your profession and where you work. Some licenses also require you to carry business insurance.
![Construction contractors measuring the surface area of a work site.](https://www.insureon.com/-/media/blog/posts/2024/blog_how-to-get-construction-contracts.jpg?rev=245522ee96a04729a0e5d59e4a4856af&hash=EECFFB8B4583EC10CE114B27341CD2C4&mh=220)
Construction
Launching a successful construction business means drafting the right business plan, defining your marketing strategy, and searching for new contract opportunities.
![Painting contractor applying a coat of paint to the walls of a commercial building.](https://www.insureon.com/-/media/blog/posts/2023/blog_how-to-get-a-painting-contract.jpg?rev=037c7cc753cc4de0950370a9a8a7086e&hash=B7BE8E4D8EF4570CF2D86C6B79DDEA28&mh=220)
Contracts
Getting your painting business off the ground requires a solid business plan, a marketing strategy, and the right approach to writing up painting contracts between yourself and your customers.
![Self-employed business owner looking at business details.](https://www.insureon.com/-/media/blog/posts/2023/blog_self-employed-vs-independent-contractor.jpg?rev=0cb9cd8e719b49f6a70502ec4337516b&hash=3247270CC70424FF7A54C0214BE46628&mh=220)
Independent contractors
Anyone who works but isn’t an employee is self-employed. This includes independent contractors, although not everyone who is self-employed is an independent contractor. The difference depends on...
![Woman with a laptop drinking coffee](https://www.insureon.com/-/media/blog/posts/2019/photo_woman-with-laptop-drinking-coffee.jpg?rev=a37f98be79a64dcba51cf5e907ba8852&hash=4B3C5AF31DC41E5DA6A0AEB4863F63D5&mh=220)
Starting a business
Both sole proprietor and independent contractor are terms that describe self-employed people. Which one applies to your business depends on the taxation structure and your professional relationships...
![Closeup of a person's hand signing a document.](https://www.insureon.com/-/media/blog/posts/2017/blog_why-your-commercial-lease-requires-liability-insurance.jpg?rev=c999056a94e34c38a5f1de75f69f6391&hash=D9F60FACA8900B677127898C3F844E60&mh=220)
Small business insurance
Landlords often require business owners to carry commercial lease insurance. Learn why you may need to purchase insurance before signing a lease, and the types of coverage you may need to carry.
![Cleaning service in house.](https://www.insureon.com/-/media/blog/posts/2013/photo_cleaner-in-house.jpg?rev=500371deab8e49a6bacbbf72dc9574e2&hash=C8AF31D1927CF8D9262F304D9D2D5876&mh=220)
Cleaning services
For a cleaning service provider, written contracts ensure that you and your customers know what to expect from each other. Learn more about how contracts can help your cleaning business.
![Man stands by a van full of cleaning supplies.](https://www.insureon.com/-/media/blog/posts/2015/photo_man-stands-by-van.jpg?rev=7ac80bbc82d9427dbe22a3f37989475d&hash=BE464541EA1B68D0D8DF3987AA1AD127&mh=220)
Cleaning services
Cleaning contracts are a great way to manage client expectations. Learn more about the best ways to get commercial cleaning contracts for your business.
![Two businessmen shaking hands](https://www.insureon.com/-/media/blog/posts/2019/photo_businessmen-shaking-hands.jpg?rev=d42083de3d504ad69fca0232bafa75b9&hash=847AB588A84E24A4C50FA6C2D3B85C0B&mh=220)
Consulting
Not all consulting contracts are identical, but there are a few key elements that every agreement should have.
![Client contract torn in half.](https://www.insureon.com/-/media/blog/posts/2021/photo_client-contract-torn-in-half.png?rev=285ec6c5465e410a97d0a6c0adbabcce&hash=9F9A6703DF9EF22E1AA0E4F068BD2BD8&mh=220)
Contracts
Any business could face a breach of contract lawsuit. Here’s how to avoid breach of contract accusations, and how insurance can protect you if you’re sued.
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