As an independent insurance adjuster, you know the risks facing your small business. A lawsuit filed by a client could jeopardize your company if you don’t have proper coverage. Claims adjuster insurance can cover legal expenses, medical bills, and property damage after an unexpected event.
These insurance policies cover the common risks faced by claims adjusters.
This policy covers basic claims adjuster risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
This policy is also called professional liability insurance. It can help cover legal expenses if a claims adjuster is sued for unsatisfactory work, such as an inaccurate appraisal.
A business owner’s policy, or BOP, is a cost-effective way for claims specialists to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for claim adjusting firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance helps pay for expenses after a claims adjuster's vehicle is involved in an accident. Each state has its own requirements for auto liability insurance.
This policy helps claims adjusters recover financially from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
It's easy to get claims adjuster business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your claims adjuster business, whether you work independently or hire employees.