Business Insurance for Claims Adjusters

Compare multiple quotes from top carriers with one application.
Claim Adjusters: Independent Or Public
Claim adjustor assessing damage at a car crash.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing insurance quotes for claims adjusters

A lawsuit brought by a client, regulator, or provider could have major consequences. Safeguard your business with insurance for claims adjusters.

Woman writing in notebook in front of damaged car.
Cursor pointing on laptop screen

One application, multiple quotes

Insureon helps claims adjusters compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do claims adjusters need?

These policies provide coverage for common risks faced by claims adjusters.

General liability insurance icon

General liability insurance

This policy covers basic claims adjuster risks, such as customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Professional liability insurance icon

Professional liability insurance

This policy is also called errors and omissions insurance (E&O). It can help cover legal expenses if a claims adjuster is sued for unsatisfactory work, such as an inaccurate appraisal.

BEST FOR
  • Compensation disputes
  • Work mistakes or oversights
  • Accusations of negligence
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance in one plan. A BOP is often one of the most cost-effective commercial insurance policies for adjusters.

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged business property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for claims adjuster businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Looking for different coverage? See more policies.

Why do claims adjusters need insurance?

As an independent insurance adjuster, you know the risks facing your small business. A lawsuit filed by a client could jeopardize your company if you don’t have proper coverage. Claims adjuster insurance can cover legal expenses, medical bills, and property damage after an unexpected event.

How much does insurance cost for claims adjusters?

Person calculating costs in front of insurance symbols.

Several factors will have an impact on insurance costs, including:

  • Adjuster services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
Carousel prev arrow
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Carousel next arrow
Insureon customer reviews on Feefo

Top insurance professionals we insure

Don't see your profession? Don't worry.
We insure most businesses.

Compare insurance quotes for claims adjusters
Save money by comparing insurance quotes from multiple carriers.
Claim Adjusters: Independent Or Public