Pet Care Business Insurance

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What kind of work do you do?
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Top pet businesses we insure

Insureon has helped small businesses like yours secure over 1 million policies.

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We insure most businesses.

Recommended insurance policies for pet care professionals

Whether you do pet sitting in your home or own a grooming shop, you’re responsible for the safety of your clients’ pets. Business insurance provides financial protection against pet injuries, property damage, and other risks.

General liability insurance icon

General liability insurance

This policy covers common pet care risks, such as a dog or cat being injured while in your care. Bundle with property insurance for savings in a business owner’s policy.

  • Pet injuries
  • Customer injuries
  • Damaged client property
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for pet care businesses that have employees. It can cover medical costs for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for pet care professionals.

  • Pet injuries
  • Customer injuries
  • Damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

E&O, also called professional liability insurance, can cover lawsuits related to work mistakes, such as a pet sitter forgetting to stop by a client’s home.

  • Failure to deliver promised services
  • Accusations of negligence
  • Work mistakes or oversights
Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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