Whether you do pet sitting in your home or own a grooming shop, you’re responsible for the safety of your clients’ pets. Business insurance provides financial protection against pet injuries, property damage, and other risks.
This policy covers common pet care risks, such as a dog or cat being injured while in your care. Bundle with commercial property insurance for savings in a business owner’s policy.
A BOP bundles commercial property and general liability coverage in one plan. It's often the most cost-effective type of business insurance for a pet care professional.
E&O, also called professional liability insurance, can cover lawsuits related to work mistakes, such as a pet sitter forgetting to stop by a client’s home.
Most states require workers' comp for pet care businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pet care businesses recover financially from data breaches and cyberattacks. It's recommended for any small business that stores customer information.
Commercial auto insurance covers the cost of an auto accident involving a vehicle owned by your pet care business. Each state has its own auto liability insurance requirements.
Several factors will have an impact on insurance costs, including: