Pet Care Business Insurance

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Top pet businesses we insure

Insureon has helped small businesses secure over 1 million policies.

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We insure most businesses.

Recommended insurance policies for pet care professionals

Whether you do pet sitting in your home or own a grooming shop, you’re responsible for the safety of your clients’ pets. Business insurance provides financial protection against pet injuries, property damage, and other risks.

General liability insurance

This policy covers common pet care risks, such as a dog or cat being injured while in your care. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Pet injuries
Customer injuries
Damaged client property

Workers’ compensation insurance

Most states require workers' comp for pet care businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for pet care professionals.

BEST FOR

Pet injuries
Customer injuries
Damaged business property

Errors and omissions insurance

E&O, also called professional liability insurance, can cover lawsuits related to work mistakes, such as a pet sitter forgetting to stop by a client’s home.

BEST FOR

Failure to deliver promised services
Accusations of negligence
Work mistakes or oversights

Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

Pet care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

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Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

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What kind of work do you do?

Or call us at (800) 688-1984