From a customer bit by a parrot to contaminated dog food, pet stores face risks that can cost a fortune in settlements. Protect your small shop with affordable pet business insurance policies.
These policies cover the most common risks faced by pet shops.
A BOP bundles general liability and commercial property insurance in one plan. It's often the most cost-effective type of commercial insurance for pet stores.
This policy covers common pet store risks, such as a customer being bitten by a dog, cat, or bird. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for pet stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pet stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Once a pet store’s policy limit is reached, umbrella insurance (or excess liability insurance) boosts coverage on general liability or employer’s liability policies.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a pet shop's mobile grooming van or other vehicle.