The mix of critters and customers leads to a high risk of injuries at a pet store. Even if your focus is pet supplies, contaminated dog or cat food can lead to a hefty lawsuit. Pet store insurance can help pay for legal expenses, medical bills, theft, and accidents.
These insurance policies cover the most common risks faced by pet shops.
A BOP bundles general liability coverage and commercial property insurance in one plan. It's often the most cost-effective type of commercial insurance for pet stores.
This policy covers basic pet store risks, such as contaminated pet food that sickens an animal. Bundle it with commercial property insurance for savings in a BOP.
Most states require workers' comp for pet stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pet shops survive data breaches and cyberattacks. It's recommended for any small business that stores credit card numbers or other sensitive information.
Once a pet store’s policy limit is reached, umbrella insurance (similar to excess liability insurance) boosts coverage on general liability, commercial auto, or employer’s liability policies.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a pet shop's mobile grooming van or other vehicle.
It's easy to get pet store insurance and pet grooming insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your pet shop, whether you work independently or hire employees.