Business Insurance for Pet Groomers

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Grooming a little dog in a hair salon for dogs.
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If a dog is injured during a grooming session, your pet grooming business could face a major lawsuit. Pet groomer insurance provides coverage when a customer sues or a dog bites an employee.

Pet groomer trimming small dog's fur.
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Insureon helps pet groomers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do dog and pet groomers need?

These policies provide coverage for common risks faced by pet groomers. 

General liability insurance icon

General liability insurance

General liability insurance covers basic pet grooming risks, such as accidental pet injury. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged customer property
Workers’ compensation insurance icon

Workers’ compensation insurance

This policy is required in almost every state for pet grooming businesses that have employees. Workers’ comp can help cover medical costs when a groomer is injured on the job.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner's policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for pet groomers.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

This policy is also called professional liability insurance. It covers legal fees related to work performance, such as a claim that a dog was injured during a routine nail clipping.

BEST FOR
  • Mistakes that lead to pet injury
  • Failure to deliver promised results
  • Accusations of negligence
Looking for different coverage? See more policies.

How much does insurance cost for pet care professionals?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do pet groomers need insurance?

Along with the risks of any small business, pet groomers face the added liability of pets being injured or becoming sick while in their care. Pet groomer insurance can cover legal expenses and veterinary bills after an accident at your salon or mobile dog grooming business.
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