Business Insurance for Pet Boarding

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A female staff member at a kennel supervises several large dogs playing together.
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Save money by comparing pet boarding insurance quotes

If a pet is injured in your care, you could face a major lawsuit. Pet boarding insurance covers legal costs and protects against accidents, such as a dog escaping your kennel or a cat scratching an employee.

Four dogs boarding at a dog hotel.
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Compare quotes from trusted U.S. carriers

Pet boarding professionals can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do kennels need?

These policies provide coverage for risks faced by pet boarding businesses.

General liability insurance icon

General liability insurance

General liability insurance covers basic pet boarding risks, such as a dog biting a customer at your kennel. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged customer property
Workers’ compensation insurance icon

Workers’ compensation insurance

This policy is required in almost every state for pet boarding employees. Workers’ comp can help cover medical costs for work injuries, such as a cat scratch or dog bite.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Business owner’s policy icon

Business owner's policy

A business owner’s policy bundles property insurance and general liability insurance. A BOP is one of the most cost-effective types of commercial insurance for pet boarding.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

This policy is also called professional liability insurance. It covers legal fees related to work performance, such as an accusation that negligence at a kennel led to a dog’s death.

BEST FOR
  • Accusations of negligence
  • Mistakes that lead to pet injury
  • Failure to deliver promised services
Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do pet boarding businesses need insurance?

Pet boarding involves significant risk. A pet could get sick or injured in your care, or an animal bite could lead to a lawsuit. Pet boarding or dog day care insurance can protect you from expensive litigation and losses stemming from injuries and other accidents.
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