Business Insurance for Pet Boarding

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Kennels - Pet Boarding

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A female staff member at a kennel supervises several large dogs playing together.

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Save money by comparing pet boarding insurance quotes

If a pet is injured in your care, you could face a major lawsuit. Pet boarding and day care insurance provides financial protection against accidents, such as a dog escaping your kennel or a cat scratching an employee.

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Pet boarding professionals can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do kennels and dog day care facilities need?

These policies provide coverage for risks faced by pet boarding and dog day care businesses.

General liability insurance

General liability insurance covers basic pet boarding risks, such as a dog biting a customer at your kennel. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Pet injuries
Customer injuries
Damaged customer property

Workers’ compensation insurance

This policy is required in almost every state for pet boarding employees. Workers’ comp can help cover medical costs for work injuries, such as a cat scratch or dog bite.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for pet boarding businesses to buy general liability coverage and commercial property insurance together.

BEST FOR

Pet injuries
Customer injuries
Damaged business property

Errors and omissions insurance

E&O is also called professional liability insurance. It covers legal costs related to work performance, such as an accusation that negligence at a kennel led to a dog’s death.

BEST FOR

Accusations of negligence
Mistakes that lead to pet injury
Failure to deliver promised services

Looking for different coverage? See more policies.

Why do pet boarding businesses need insurance?

Pet boarding involves significant risk. A pet could get sick or injured in your care, or an animal bite could lead to a lawsuit. Pet boarding or dog day care insurance can protect you from expensive litigation and losses stemming from injuries and other accidents.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

Pet care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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