Business Insurance for Pet Boarding

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Kennels - Pet Boarding
A female staff member at a kennel supervises several large dogs playing together.
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If a pet is injured in your care, you could face a major lawsuit. Pet boarding and day care insurance provides financial protection against accidents, such as a dog escaping your kennel or a cat scratching an employee.

Four dogs boarding at a dog hotel.
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Pet boarding professionals can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do kennels and dog day care facilities need?

These policies cover common risks of pet boarding and dog day care.

General liability insurance icon

General liability insurance

General liability insurance covers basic pet boarding risks, such as a dog biting a customer at your kennel. Bundle with property insurance for savings in a business owner’s policy.

  • Pet injuries
  • Customer injuries
  • Damaged customer property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for pet boarding businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
Business owner’s policy icon

Business owner's policy

A business owner's policy, or BOP, is a cost-effective way for pet boarding businesses to buy general liability coverage and commercial property insurance together.

  • Pet injuries
  • Customer injuries
  • Damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

E&O is also called professional liability insurance. It covers legal costs related to work performance, such as an accusation that negligence at a kennel led to a dog’s death.

  • Accusations of negligence
  • Mistakes that lead to pet injury
  • Failure to deliver promised services
Looking for different coverage? See more policies.

Why do pet boarding businesses need insurance?

Pet boarding involves significant risk. A pet could get sick or injured in your care, or an animal bite could lead to a lawsuit. Pet boarding or dog day care insurance can protect you from expensive litigation and losses stemming from injuries and other accidents.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Kennels - Pet Boarding