If a pet is injured in your care, you could face a major lawsuit. Pet boarding and day care insurance provides financial protection against accidents, such as a dog escaping your kennel or a cat scratching an employee.
These policies cover common risks of pet boarding and dog day care.
General liability insurance covers basic pet boarding risks, such as a dog biting a customer at your kennel. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers' comp for pet boarding businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A business owner's policy, or BOP, is a cost-effective way for pet boarding businesses to buy general liability coverage and commercial property insurance together.
E&O is also called professional liability insurance. It covers legal costs related to work performance, such as an accusation that negligence at a kennel led to a dog’s death.