Mobile Pet Grooming Insurance

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Mobile Pet Grooming
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Why do mobile pet groomers need insurance?

Bites and scratches are always a risk when you work with animals. Pet groomer insurance can help pay for medical bills if a dog or an employee is injured, and also covers legal fees if a customer files a lawsuit. Some policies, such as commercial auto insurance, may be required by law.

Pet groomer trimming small dog's fur.
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Multiple quotes with one application

Insureon helps mobile dog groomers compare insurance quotes from top-rated providers.

Fill out one easy online application to get started.

What types of insurance do mobile pet groomers need?

These business insurance policies cover common risks faced by groomers.

General liability insurance icon

General liability insurance

A general liability policy covers basic risks of mobile pet grooming, such as a dog who bites a pet owner. Bundle it with commercial property insurance for savings in a business owner’s policy.

  • Accidental pet injuries
  • Accidental customer injuries
  • Libel and other advertising injuries
Business owner’s policy icon

Business owner's policy

A BOP bundles commercial property insurance and general liability coverage at a discount. It covers business property damage and customer lawsuits related to accidents.

  • Accidental bodily injuries
  • Accidental property damage
  • Stolen or damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

This policy covers legal costs related to work performance, such as a customer who is dissatisfied with their poodle's haircut. It's sometimes referred to as professional liability insurance.

  • Accusations of negligence
  • Grooming mistakes and oversights
  • Failure to deliver promised services
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for mobile grooming businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Legal costs from employee injuries
Cyber insurance icon

Cyber insurance

This policy helps mobile dog grooming business recover financially from data breaches and cyberattacks. It's recommended for any small business that stores customer information.

  • Customer notification costs
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of an auto accident involving your mobile pet grooming van or truck. Each state has its own auto liability insurance requirements.

  • Property damage caused by your vehicle
  • Auto accident injuries
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

How much does pet grooming insurance cost?

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A small mobile pet grooming business will pay less for insurance than a larger facility.

Factors that affect premiums include:

  • Pet care services offered, such as nail trimming, kennels, or day care
  • Business property, such as clippers and other grooming equipment
  • Business income
  • Types of coverage purchased, such as bailee coverage
  • Policy limits and deductibles
View Costs

How do I get mobile dog groomer insurance?

It's easy to get mobile dog grooming insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. Small business owners can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your mobile grooming service, whether you work independently or hire employees.

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