Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical costs from injuries.
Insureon helps pet sitters compare insurance quotes from top-rated providers.
Fill out one easy online application to get started.
These insurance policies cover the most common risks of pet sitting.
This policy covers basic risks, such as accidental pet injuries or customer property damage. Bundle with commercial property insurance for savings in a business owner’s policy.
A business owner’s policy, or BOP, is a cost-effective way for pet sitters to buy commercial property insurance and general liability coverage together.
E&O covers legal expenses related to work performance, such as a lawsuit over a pet injury from alleged negligence. It's sometimes referred to as professional liability insurance.
Most states require workers' comp for pet sitting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps pet sitting businesses recover financially from data breaches and cyberattacks. It's recommended for any small business that stores customer information.
Commercial auto insurance covers the cost of an auto accident involving a vehicle owned by a pet sitting business. Each state has its own auto liability insurance requirements.
A small business with a few pet sitters will pay less for insurance than a larger company.
Factors that affect premiums include:
It's easy to get business insurance and fidelity bonds for professional pet sitters if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your pet sitting business, whether you work independently or hire employees.