Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitting insurance protects your business, your clients, and their pets.
These policies provide coverage for the most common pet sitting risks.
This policy covers basic pet sitting risks, such as accidental pet injury or customer property damage. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for pet sitting businesses that have employees. It can cover medical costs for work-related injuries.
This policy bundles property insurance and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for pet sitters.
E&O is also called professional liability insurance. It covers legal expenses related to work performance, such as a lawsuit over a pet injury from alleged negligence.
Every time a pet sitter takes on the care of an animal, there's a risk of injury to both pets and people. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical costs from injuries.