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Business Insurance for Pet Sitters

Compare multiple quotes from top carriers with one application.

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Save money by comparing insurance quotes for pet sitters

Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitting insurance protects your business, your clients, and their pets.

Pet sitter opening door of apartment with a dog and cat.

Multiple quotes with one application

Insureon helps pet sitters compare insurance quotes from top U.S. carriers with one easy online application.

What types of business insurance do pet sitters need?

These policies provide coverage for the most common pet sitting risks.

General liability insurance

This policy covers basic pet sitting risks, such as accidental pet injury or customer property damage. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Pet injuries
Customer injuries
Damaged client property

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for pet sitting businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for pet sitters.

BEST FOR

Pet injuries
Customer injuries
Damaged business property

Errors and omissions insurance

E&O is also called professional liability insurance. It covers legal expenses related to work performance, such as a lawsuit over a pet injury from alleged negligence.

BEST FOR

Missed pet sitting appointments
Accusations of negligence
Mistakes or oversights that lead to pet injury

Looking for different coverage? See more policies.

Why do dog and pet sitters need business insurance?

Every time a pet sitter takes on the care of an animal, there's a risk of injury to both pets and people. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical costs from injuries.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

Pet care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

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Custom programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

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Management consultant