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Business Insurance for Pet Sitters

Compare multiple quotes from top carriers with one application.

Pet Sitter

Or call us at (800) 688-1984

We partner with trusted A-rated insurance companies

Why do pet sitters need insurance?

Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical costs from injuries.

Pet sitter opening door of apartment with a dog and cat.

Multiple quotes with one application

Insureon helps pet sitters compare insurance quotes from top-rated providers.

Fill out one easy online application to get started.

What types of business insurance do pet sitters need?

These policies provide coverage for the most common pet sitting risks.

General liability insurance

This policy covers basic risks, such as accidental pet injuries or customer property damage. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Accidental pet injuries
Customer injuries
Damaged client property

Workers’ compensation insurance

Most states require workers' comp for pet sitting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often the most cost-effective type of business insurance for pet sitters.

BEST FOR

Pet injuries
Customer injuries
Damaged business property

Errors and omissions insurance

E&O is also called professional liability insurance. It covers legal expenses related to work performance, such as a lawsuit over a pet injury from alleged negligence.

BEST FOR

Missed pet sitting appointments
Accusations of negligence
Mistakes that lead to pet injury

Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

Pet care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

How do I get pet sitting insurance?

It's easy to get pet sitting business insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your pet sitting business, whether you work independently or hire employees.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant