Business Insurance for Pet Sitters

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Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitting insurance protects your business, your clients, and their pets.

Pet sitter opening door of apartment with a dog and cat.

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Insureon helps pet sitters compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do pet sitters need?

These policies provide coverage for the most common pet sitting risks.

General liability insurance

This policy covers basic pet sitting risks, such as accidental pet injury or customer property damage. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Pet injuries
Customer injuries
Damaged client property

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for pet sitting businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for pet sitters.

BEST FOR

Pet injuries
Customer injuries
Damaged business property

Errors and omissions insurance

This policy is also called professional liability insurance. It covers legal fees related to work performance, such as a lawsuit over a pet injury from alleged negligence.

BEST FOR

Failure to deliver pet sitting services
Accusations of negligence
Mistakes or oversights that lead to pet injury

Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

Pet care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do pet sitters need insurance?

Every time a pet sitter takes on the care of an animal, there's the risk of injury to both pets and humans. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical bills from injuries.

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