Business Insurance for Pet Sitters

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Pet Sitter
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Why do pet sitters need insurance?

Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical costs from injuries.

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Multiple quotes with one application

Insureon helps pet sitters compare insurance quotes from top-rated providers.

Fill out one easy online application to get started.

What types of business insurance do pet sitters need?

These policies provide coverage for the most common pet sitting risks.

General liability insurance icon

General liability insurance

This policy covers basic risks, such as accidental pet injuries or customer property damage. Bundle with commercial property insurance for savings in a business owner’s policy.

  • Accidental pet injuries
  • Customer injuries
  • Damaged client property
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Workers’ compensation insurance

Most states require workers' comp for pet sitting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
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Business owner’s policy

This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often the most cost-effective type of business insurance for pet sitters.

  • Pet injuries
  • Customer injuries
  • Damaged business property
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Errors and omissions insurance

E&O is also called professional liability insurance. It covers legal expenses related to work performance, such as a lawsuit over a pet injury from alleged negligence.

  • Missed pet sitting appointments
  • Accusations of negligence
  • Mistakes that lead to pet injury
Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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How do I get pet sitting insurance?

It's easy to get pet sitting business insurance and fidelity bonds if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your pet sitting business, whether you work independently or hire employees.

What our customers are saying
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