Business Insurance for Pet Sitters

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Pet Sitter

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Save money by comparing insurance quotes for pet sitters

Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitting insurance protects your business, your clients, and their pets.

Pet sitter opening door of apartment with a dog and cat.

Multiple quotes with one application

Insureon helps pet sitters compare insurance quotes from top U.S. carriers with one easy online application.

What types of business insurance do pet sitters need?

These policies provide coverage for the most common pet sitting risks.

General liability insurance

This policy covers basic risks, such as accidental pet injuries or customer property damage. Bundle with commercial property insurance for savings in a business owner’s policy.

BEST FOR

Accidental pet injuries
Customer injuries
Damaged client property

Workers’ compensation insurance

Most states require workers' comp for pet sitting businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Business owner’s policy

This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often the most cost-effective type of business insurance for pet sitters.

BEST FOR

Pet injuries
Customer injuries
Damaged business property

Errors and omissions insurance

E&O is also called professional liability insurance. It covers legal expenses related to work performance, such as a lawsuit over a pet injury from alleged negligence.

BEST FOR

Missed pet sitting appointments
Accusations of negligence
Mistakes that lead to pet injury

Looking for different coverage? See more policies.

Why do dog and pet sitters need business insurance?

Every time a pet sitter takes on the care of an animal, there's a risk of injury to both pets and people. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical costs from injuries.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

Pet care services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

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