Business Insurance for Pet Sitters

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Save money by comparing insurance quotes for pet sitters

Caring for a client’s pet is a big responsibility. If a cat runs away or a dog is injured, you could face a lawsuit. Pet sitting insurance protects your business, your clients, and their pets.

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Multiple quotes with one application

Insureon helps pet sitters compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do pet sitters need?

These policies provide coverage for the most common pet sitting risks.

General liability insurance icon

General liability insurance

This policy covers basic pet sitting risks, such as accidental pet injury or customer property damage. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged client property
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for pet sitting businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for pet sitters.

BEST FOR
  • Pet injuries
  • Customer injuries
  • Damaged business property
Errors and omissions insurance icon

Errors and omissions insurance

This policy is also called professional liability insurance. It covers legal fees related to work performance, such as a lawsuit over a pet injury from alleged negligence.

BEST FOR
  • Failure to deliver pet sitting services
  • Accusations of negligence
  • Mistakes or oversights that lead to pet injury
Looking for different coverage? See more policies.

How much does pet care business insurance cost?

Woman holding cat considering costs of pet services.

Several factors will have an impact on insurance costs, including:

  • Pet care services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Why do pet sitters need insurance?

Every time a pet sitter takes on the care of an animal, there's the risk of injury to both pets and humans. Pet sitter insurance protects against the unique liabilities of running a small pet sitting business, including lawsuits filed by pet owners and medical bills from injuries.
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