Dog walking may sound like an ideal job, but it comes with big risks. If a dog bites someone or slips its leash, your business could face escalating costs. Business insurance for dog walkers helps pay for medical bills, legal fees, and property repairs. Some policies, like workers' comp, may be required by law.
Dog walkers can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover the most common risks of dog walking.
This policy covers basic risks, such as accidental damage to a valuable item in a client’s home. Bundle it with commercial property insurance for savings in a business owner’s policy.
A business owner’s policy, or BOP, is a cost-effective way for dog walkers to buy commercial property insurance and general liability coverage together.
E&O covers legal expenses related to work performance, such as alleged negligence that injures a client’s dog. It's sometimes referred to as professional liability insurance.
Most states require workers' comp for dog walking businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps dog walking businesses recover financially from data breaches and cyberattacks. It's recommended for any small business that stores customer information.
Commercial auto insurance covers the cost of an auto accident involving a vehicle owned by a dog walking business. Each state has its own auto liability insurance requirements.
A dog walker who works independently will pay less for insurance than a larger company.
Factors that affect premiums include:
It's easy to get dog walking business insurance and bonding if you have your company information on hand. Our application will ask for basic facts about your small business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for professional dog walkers, whether you work independently or hire employees.