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Business Insurance from Philadelphia Insurance
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What kind of work do you do?
Philadelphia Insurance Companies
Insureon is proud to offer small business insurance quotes from Philadelphia Insurance Companies (PHLY), one of our trusted partners. Founded in 1962, Philadelphia offers customized insurance solutions for select industries. The company's expertise and exceptional customer service set it apart.
AM Best rating: A++
Customer rating: 97% claims satisfaction
Location: Bala Cynwyd, PA
Specialty: Property and casualty, management and professional liability insurance
Why should I choose Philadelphia Insurance Companies?
PHLY is an industry leading insurance company and one of Insureon's preferred insurance carriers for small business insurance. Insureon's free and easy online application offers quick turnaround times on quotes.
PHLY offers value-added risk management services to minimize or help prevent losses before they happen. PHLY risk management services include:
- Attorney consultation after a data breach
- Risk management consultations with a legal expert
- HR training courses for managers and supervisors
What business insurance products does PHLY offer?
PHLY specializes in 120+ niche industries and has 30 years of experience underwriting management and professional liability insurance. A few of the premier PHLY M&PL products are listed below:
Professional liability insurance
Professional liability insurance covers costs associated with claims involving negligent acts, errors and/or omissions, such as a tax preparation error that causes a client to lose money.
PHLY specializes in coverage for several professions, such as computer consultants, management consultants, marketing consultants, miscellaneous consultants, advertising agencies, media risks, and accountants.
Cyber liability insurance
Cyber liability insurance helps businesses recover from costly cyberattacks and data breaches. This policy is recommended for any small business that stores, transmits, or processes Personally Identifiable Information (PII) such as credit card numbers, social security numbers, or other personal information.
Commercial crime insurance
Commercial crime insurance protects against criminal acts through a range of coverages. This policy can reimburse your business and its clients for losses related to:
- Employee theft
- Forgery
- Illegal funds transfer
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Business owner's policy
A business owner's policy (BOP) bundles two policies at a discount to protect against the most common liability and property risks:
- General liability insurance covers common lawsuits stemming from customer accidents.
- Commercial property insurance helps pay for damage to your office contents, including inventory and equipment.
Employment practices liability insurance
Employment practices liability insurance (EPLI) helps pay for legal costs when an employee sues over a violation of their rights. This policy provides coverage for claims such as sexual harassment, discrimination, or wrongful termination.
Directors and officers insurance
Directors and officers insurance (D&O) protects directors, officers, board members, employees, volunteers, and the entity from claims arising from errors, breached duties, or mismanagement in their responsibilities and decision making.
Securing this coverage helps small businesses attract and retrain top talent since they know they're protected.
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View video transcript.
As a small business owner, you know it’s important to work with first-rate carriers when it comes to choosing the best small business insurance. With Insureon, you'll get free quotes from top-rated insurers. And our expert agents can answer any questions you have. While every small business is different, many companies share similar risks. Insureon offers the best business insurance coverage at affordable costs. Most small businesses require general liability insurance for common business risks, such as bodily injury and customer property damage. For businesses looking to save money, a business owner's policy, or BOP, bundles general liability coverage and commercial property insurance into one policy. Unhappy clients? Professional liability insurance, also known as errors and omissions, helps cover your legal expenses in event of a lawsuit. Required in most states, workers’ compensation insurance assists with work-related injury costs and lost wages. Do you handle customer data and information? Cyber liability insurance covers financial losses resulting from data breaches and cyberattacks. If your business owns vehicles, then you probably need commercial auto insurance. It’ll cover legal bills, medical expenses, and property damage to company-owned vehicles. With so many companies offering nationwide coverage, there's no shortage of insurance options. Insureon can help match you with the right A-rated insurance providers. Insureon is your number one marketplace for small business insurance.
Who does Philadelphia Insurance serve?
Philadelphia Insurance Companies offers insurance protection for numerous industries in every state except Louisiana. Top industries covered by PHLY include:
Don't see your profession? Don't worry. We insure most businesses.
How much does small business insurance cost?
From our customer data, here's a quick look at median costs for small businesses:
Business owner's policy: $57 per month
General liability: $42 per month
Professional liability: $59 per month
View small business insurance costs.
Factors such as business income, assets, services offered, and number of employees can affect your premium.
How do I get insurance for my business?
Insureon can help you find the right insurance for your small business. It's an easy three-step process:
- Fill out our free online application. We'll ask for basic information about your business, such as revenue and number of employees.
- Review quotes from our trusted carriers, such as Philadelphia Insurance, and choose a policy.
- Pay for your policy online and download a certificate of insurance.
Most small business owners can buy a policy and get proof of insurance on the same day they apply for quotes. Note that you won't see quotes from all carriers, only those that match your risks.