Business Insurance in Georgia

A general liability policy is important for all Georgia businesses. It covers common third-party risks, including customer injuries. Most commercial leases require this coverage.

This policy, also called errors and omissions insurance (E&O), is crucial for businesses that provide professional services or expert advice. It covers lawsuits over mistakes and oversights.

This policy protects against financial losses caused by data breaches and cyberattacks. It's important for Georgia businesses that handle credit cards and other sensitive information.

A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for a Georgia business.

Workers’ comp insurance is required for Georgia businesses that have three or more employees. It also protects sole proprietors from work injury costs that health insurance might deny.

This policy is required for business-owned vehicles in Georgia. It covers injuries and property damage in an accident, along with vehicle theft, vandalism, and weather damage.