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Whether you run a church or a charity, nonprofit insurance can help your organization survive unexpected losses.
This policy covers common risks, such as an injury at an animal shelter or community center. Bundle with property insurance for increased savings in a business owner’s policy.
This policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of business insurance for nonprofits.
Professional liability insurance for nonprofits, also called errors and omissions insurance, covers legal expenses when an oversight or mistake leads to a lawsuit.
D&O insurance for nonprofits protects directors, officers, and board members against legal expenses if they are sued for a decision they made on behalf of the company.
Workers’ compensation insurance is required in almost every state for nonprofits that have employees. It can cover medical costs for work-related injuries.
If an employee sues a nonprofit over harassment, discrimination, or another violation of rights, employment practices liability insurance (EPLI) can pay for legal costs.
Several factors will have an impact on insurance costs, including: