Whether you run a church or a charity, nonprofit insurance can help you survive unexpected losses. Find coverage that fits your organization's unique risks, and fulfills laws and requirements.
This policy covers common risks, such as a visitor slipping on a wet floor. Bundle it with commercial property insurance for increased savings in a business owner's policy.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of business insurance for nonprofits.
Professional liability insurance for nonprofits is also called errors and omissions insurance (E&O). It covers legal expenses when an oversight or mistake leads to a lawsuit.
D&O insurance for nonprofits protects directors, officers, and board members against legal expenses if they are sued for a decision they made on behalf of the company that led to financial loss.
Most states require workers' comp for nonprofits with employees. It also protects sole proprietors from work injury costs that health insurance might deny.
If an employee sues a nonprofit over harassment, discrimination, or another violation of rights, employment practices liability insurance (EPLI) can help cover legal costs.
Several factors will have an impact on insurance costs, including: